Marcin Frąckiewicz

January 24, 2026, 4:38 PM EST. Old Republic International (ORI) shares have fallen 18.6% over the past month, amid a year-to-date decline of 12.3%. Despite this, the insurer posted a 14.1% return over the last year and an 80.5% return over three years. Valuation models suggest the stock may be undervalued by approximately 43%, with an intrinsic value estimated at $66.97 per share versus the current price of $37.94. The company's stable return on equity of 12.67% and its broad insurance exposure bolster its long-term prospects. Investors should weigh recent price drops against underlying fundamentals, as metrics point to potential value after recent declines.