NEW YORK, Jan 2, 2026, 18:42 ET — After-hours
- SoFi Technologies shares rose 4.9% to $27.45 on Friday and hovered around $27.46 after the close. Yahoo Finance
- The company said it will report fourth-quarter and full-year 2025 results on Jan. 30, with a conference call set for 8 a.m. ET. SoFi
- Investors are heading into January data and earnings season looking for clearer signals on rates and consumer credit. Reuters
SoFi Technologies, Inc. shares climbed nearly 5% on Friday and held those gains in after-hours trading, as investors focused on a late-January earnings report that will set the tone for the fintech’s 2026 outlook. Yahoo Finance
The move matters now because SoFi’s Jan. 30 update will deliver the first look at its full-year 2025 results and fresh commentary on loan demand, credit performance and funding costs — key drivers for consumer-focused lenders. SoFi
It also comes as U.S. markets head into a data-heavy stretch that can reset expectations for Federal Reserve policy, which tends to ripple quickly into rate-sensitive financial and fintech stocks. Reuters
SoFi said it will release results at about 7 a.m. ET on Jan. 30 and host a conference call at 8 a.m. ET. SoFi
Traders will be listening for updates on borrowing trends, credit losses and deposit growth, which can swing net interest income — the spread between what a lender earns on loans and pays to fund them. SoFi
Friday’s broader backdrop was mixed: the Dow and S&P 500 ended higher on the first trading day of 2026 while the Nasdaq slipped, in a session that featured a rebound in risk appetite after late-2025 weakness. Reuters
“The market is looking for direction,” Matthew Maley, chief market strategist at Miller Tabak, said in a Reuters report on investor positioning into early January catalysts. Reuters
Those catalysts include the U.S. monthly jobs report due Jan. 9 and the consumer price index on Jan. 13, as well as the start of fourth-quarter earnings season led by big banks that same week, Reuters reported. Reuters
In fintech trading, peers were mixed: Upstart gained about 4.8% and Robinhood rose about 1.9%, while Affirm slipped roughly 0.5%.
SoFi traded between $25.79 and $27.50 during the regular session, with volume around 40.9 million shares. Yahoo Finance
The stock was little changed after the 4 p.m. ET close, when after-hours trading begins on U.S. markets, leaving investors’ attention squarely on the company’s late-month results and how the January macro calendar shapes expectations for rates and consumer balance sheets. Reuters
SoFi describes itself as a “one-stop shop” digital financial services provider, with more than 12.6 million members and a technology platform, Galileo, that serves nearly 160 million global accounts. SoFi
