NEW YORK, Jan 2, 2026, 18:42 ET — After-hours
- SoFi Technologies shares rose 4.9% to $27.45 on Friday and hovered around $27.46 after the close.
- The company said it will report fourth-quarter and full-year 2025 results on Jan. 30, with a conference call set for 8 a.m. ET.
- Investors are heading into January data and earnings season looking for clearer signals on rates and consumer credit.
SoFi Technologies, Inc. shares climbed nearly 5% on Friday and held those gains in after-hours trading, as investors focused on a late-January earnings report that will set the tone for the fintech’s 2026 outlook.
The move matters now because SoFi’s Jan. 30 update will deliver the first look at its full-year 2025 results and fresh commentary on loan demand, credit performance and funding costs — key drivers for consumer-focused lenders.
It also comes as U.S. markets head into a data-heavy stretch that can reset expectations for Federal Reserve policy, which tends to ripple quickly into rate-sensitive financial and fintech stocks.
SoFi said it will release results at about 7 a.m. ET on Jan. 30 and host a conference call at 8 a.m. ET.
Traders will be listening for updates on borrowing trends, credit losses and deposit growth, which can swing net interest income — the spread between what a lender earns on loans and pays to fund them.
Friday’s broader backdrop was mixed: the Dow and S&P 500 ended higher on the first trading day of 2026 while the Nasdaq slipped, in a session that featured a rebound in risk appetite after late-2025 weakness.
“The market is looking for direction,” Matthew Maley, chief market strategist at Miller Tabak, said in a Reuters report on investor positioning into early January catalysts. Reuters
Those catalysts include the U.S. monthly jobs report due Jan. 9 and the consumer price index on Jan. 13, as well as the start of fourth-quarter earnings season led by big banks that same week, Reuters reported.
In fintech trading, peers were mixed: Upstart gained about 4.8% and Robinhood rose about 1.9%, while Affirm slipped roughly 0.5%.
SoFi traded between $25.79 and $27.50 during the regular session, with volume around 40.9 million shares.
The stock was little changed after the 4 p.m. ET close, when after-hours trading begins on U.S. markets, leaving investors’ attention squarely on the company’s late-month results and how the January macro calendar shapes expectations for rates and consumer balance sheets.
SoFi describes itself as a “one-stop shop” digital financial services provider, with more than 12.6 million members and a technology platform, Galileo, that serves nearly 160 million global accounts. SoFi
