Menlo Park, California, May 28, 2026, 12:02 PDT
- Robinhood is rolling out new features that allow users to link up AI agents for making stock trades and credit card transactions.
- This move brings “agentic AI,” or software that works through tasks after a user gives instructions, into live consumer finance.
- Robinhood stock jumped 9.6% to $83.55. Investors saw a possible pickup in activity on the platform.
Robinhood Markets said Wednesday it will open up its platform so customers can use their own AI agents to trade stocks and make virtual credit card purchases. The company unveiled Agentic Trading and the Agentic Credit Card, moving past just AI advice into tools that handle transactions for customers.
AI’s role in finance is starting to change as firms move from chatbots that just explain things to agents that actually execute trades and handle tasks. Reuters said fintechs are racing to turn AI agents into something that can do real transactions. Robinhood’s move takes that push into the retail brokerage world with its large customer base.
Robinhood is looking for more engagement with its trading and card business. The company said it had 27.4 million funded accounts and 4.3 million Robinhood Gold subscribers in Q1. Gold subscription revenue was up 32% on the year.
Robinhood is rolling out its Agentic Trading product in beta, letting users set up a separate agentic account just for AI-directed trades. The account stays apart from a customer’s main holdings and is funded with cash set aside for the AI agent. Agentic Trading starts with equities. The company said it plans to add options, crypto, event contracts and futures down the line.
Robinhood’s Model Context Protocol, or MCP, is how the agents link up with the platform. Robinhood calls MCP an open standard for AI to access other apps and services. What it means is the agent gets a direct line into Robinhood, so it’s not just answering questions—it can do more.
Robinhood Gold Card holders have new payment options: they can issue a virtual card tied to an AI agent, put a spending cap on it, and decide if every transaction needs their OK. Robinhood said the AI can price shop, check stock and auto-buy for the user, all while earning 3% cash back. Support for the Platinum Card will roll out after it debuts.
Robinhood CEO Vlad Tenev said in a company announcement, “Our mission has always been to democratize finance for all, and now, that mission extends to AI agents.” Robinhood’s vice president of product management for brokerage, Abhishek Fatehpuria, told Reuters, “I think our audience right now is the early adopters of agents.” Robinhood
Robinhood is joining more firms looking to use AI for investing or payments. Investopedia listed Coinbase and Public.com as companies working on AI-driven investing tools. Reuters reported Visa plans to launch a platform in 2025 where AI agents will handle online shopping tasks for users.
Banks could face more risk than brokers as AI agents take a bigger role with customers. Richard Crone, CEO of Crone Consulting, told American Banker that the launch should be a “wake-up call for the bankers,” saying banks could lose their customer relationship if people start making financial decisions through AI agents. American Banker
Risks are clear. Robinhood says agentic trading could mean losing all your money, and AI agents can make mistakes, misinterpret what a customer wants, or use outdated data. Robinhood points out it doesn’t control or check third-party agents. If customer data goes to an AI provider, it’s no longer inside Robinhood’s security setup.
Robinhood says it set up guardrails like push notifications for each trade, live feeds of activity, its own funding system, spending caps and an option to cut off an agent. Even so, its support page notes an agent still can place trades with no confirmation if the user tells it to.
Robinhood is using the new product as a way to see what it can bring in. Equities revenue was up 46% in the first quarter. Crypto revenue dropped 47%. Robinhood has kept adding features across trading, cards, and subscriptions to keep customers involved. The company hasn’t said how much uptake it expects for the AI-agent tools.
