Bridging 17,000 Islands: Inside Indonesia’s Internet Revolution

Bridging 17,000 Islands: Inside Indonesia’s Internet Revolution

Telkomsel dominates Indonesia’s mobile market with about 45% of subscribers (roughly 153 million) in 2024, and IndiHome now accounts for roughly 75% of fixed broadband after the integration. IndiHome fiber-to-the-home footprint has passed 38 million homes, with at least around 10 million connected by mid-2024. The Palapa Ring backbone spans over 13,000 km of fiber, linking western, central, and eastern…
From Yurts to YouTube: Inside Mongolia’s Internet Revolution

From Yurts to YouTube: Inside Mongolia’s Internet Revolution

Univision LLC leads Mongolia’s internet market with about 62% market share and is part of the Unitel group, offering fiber-optic broadband and IPTV. MobiCom Corporation (including Mobinet) is the second-largest ISP with roughly 15% market share, and operates both mobile networks and internet services. Skymedia Corporation holds around 10% of the ISP market and Mobinet LLC about 3%, with smaller…
Internet Access in Kiribati: Bridging the Digital Divide Across Remote Pacific Islands

Internet Access in Kiribati: Bridging the Digital Divide Across Remote Pacific Islands

Kiribati comprises 33 atolls spread across 3.5 million square kilometers of ocean. As of January 2024, there were about 73,300 internet users, representing 54.4% of the population. In early 2024, there were about 69,200 mobile cellular connections, equal to 51.4% of the population. All international and inter-island connectivity currently depends on satellite links, and Kiribati has no submarine fiber cable.…
Internet Access in Somalia: Growth, Challenges, and the Future of Connectivity

Internet Access in Somalia: Growth, Challenges, and the Future of Connectivity

As of early 2024, Somalia had about 5.08 million internet users, a 27.6% penetration, up from around 2% in 2017, with more than 13 million people offline. Internet use is concentrated in urban centers such as Mogadishu and Hargeisa, while fixed broadband remains scarce, with only about 1% of Somalis having a high-speed fixed connection (>256 kbps). There were 10.10…
Internet Access in Australia: A Comprehensive Overview

Internet Access in Australia: A Comprehensive Overview

As of mid-2023, around 12.3 million premises were ready to connect to the NBN, and by early 2025 about 8.62 million homes and businesses were actively connected to NBN-based plans. The NBN uses a multi-technology mix—FTTP, FTTN, FTTC, HFC, Fixed Wireless, and Satellite—and is legally required to offer at least 25 Mbps download speeds to all premises nationwide. NBN fixed-line…
UAE’s Internet Revolution: Blazing Speeds, Fiber Dominance & the Race to Satellite Connectivity

UAE’s Internet Revolution: Blazing Speeds, Fiber Dominance & the Race to Satellite Connectivity

As of mid-2024, the UAE’s telecom market is effectively a duopoly dominated by Etisalat (e& UAE) with about 12.9 million mobile subscribers (~61% share) and by du with about 8.2 million subscribers (~39% share; both majority government-owned). Abu Dhabi became the first capital city globally to be fully connected by fiber optics in 2011, and by 2024 the UAE achieved…
Saudi Arabia’s High-Speed Internet Revolution: Fiber Booms, 5G Soars, and Satellites Race to Connect the Kingdom

Saudi Arabia’s High-Speed Internet Revolution: Fiber Booms, 5G Soars, and Satellites Race to Connect the Kingdom

Saudi Telecom Company (stc) accounted for about 67% of Saudi Arabia’s telecom market by revenue in Q3 2022, and held roughly 50–55% of mobile subscribers, with Mobily at 20–25% and Zain at 10–15%. The Saudi Open Access agreement in 2020 allows all six major network operators—stc, Mobily, Zain, Salam, Dawiyat, and GO Telecom—to share towers and fiber networks to boost…
11 March 2025
Internet Access in North Korea. How North Korea’s Secret Internet Works: Discover the Hidden World of Kwangmyong

Internet Access in North Korea. How North Korea’s Secret Internet Works: Discover the Hidden World of Kwangmyong

Kwangmyong is North Korea’s nationwide domestic intranet that is completely isolated from the World Wide Web and hosts roughly 1,000–5,500 internal websites. Global Internet access is restricted to a tiny elite; only a few dozen websites are reachable from abroad, with a 2016 leak noting 28 .kp domains and North Korea having about 1,024 Internet addresses. Star Joint Venture Co.,…
11 March 2025
Internet Access in Japan: A Comprehensive Overview

Internet Access in Japan: A Comprehensive Overview

SoftBank Corp. holds about 21% of fixed internet subscriptions, KDDI about 19%, NTT Communications (OCN) about 12%, NTT Docomo about 8%, and J:COM about 4%. Japan’s mobile market is led by NTT Docomo with about 42% of mobile subscriptions, KDDI around 30%, SoftBank roughly 25–26%, and Rakuten Mobile about 2% as of 2022. As of 2023, there are approximately 36.6…
10 March 2025
Internet Access Services in Kenya

Internet Access Services in Kenya

As of early 2024, about 22.7 million Kenyans were internet users, representing 40.8% penetration. Safaricom had 545,812 fixed subscriptions and 36.4% of the fixed broadband market as of mid-2024. Jamii Telecom Faiba held 24.0% of the fixed broadband market, while Wananchi (Zuku) had 17.5%. Poa Internet accounted for about 13.2% of fixed broadband market share. Starlink entered Kenya in July…
10 March 2025

Stock Market Today

  • Live Oak Bancshares (LOB) Valuation After Recent Share-Price Swings
    January 18, 2026, 12:03 PM EST. Live Oak Bancshares (LOB) trades at $37.60, after volatile moves that produced a 90-day return of 10.26%, a 1-year total shareholder return of -7.18% and a 3-year gain of 23.24%. The latest analysis flags upside potential, with a narrative fair value around $42.00. That implies the stock is undervalued, though the upside hinges on sustained growth in new verticals and the ability to sell government-guaranteed loans at premiums, which can diversify revenue and support earnings. Traditional checks tell a tighter story: the stock trades at a P/E of 25.1x versus 15.8x for peers and 11.9x for the broader US Banks industry, above the firm's 21.2x target. Risks include heavy reliance on government-backed lending and ongoing digital investment costs that could pressure margins if results disappoint.
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