Mortgage rates today: 30-year fixed ticks up as bond market digests strong factory data
NEW YORK, Feb 4, 2026, 06:42 EST — Premarket U.S. mortgage rates nudged up early Wednesday, with the average 30-year fixed-rate conforming loan ticking to 6.092%, per mortgage data firm Optimal Blue. (Fortune) This is significant because potential buyers kick off the year facing tight affordability thanks to elevated prices, while the majority of homeowners see little reason to refinance…