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NYSE:FAF News 7 January 2026

Mortgage rates today: U.S. 30-year hits lowest since Sept 2024 as UK lenders cut deals

Mortgage rates today: U.S. 30-year hits lowest since Sept 2024 as UK lenders cut deals

NEW YORK, Jan 7, 2026, 07:39 EST — Premarket U.S. mortgage rates opened 2026 a shade lower, with the Mortgage Bankers Association’s measure of the 30-year fixed contract rate falling to 6.25%, the lowest since September 2024. Applications still fell over a holiday-adjusted two-week stretch, keeping the early-year rebound in refinancing on a tight leash. Why it matters now: the…
7 January 2026
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Stock Market Today

  • SoFi Q4 Profit Rises on Loan Demand and Fee-Based Business Growth
    January 30, 2026, 8:08 AM EST. SoFi Technologies reported a strong Q4 profit increase driven by a 46% surge in loan originations to $10.5 billion and a 78% rise in revenue from its financial services business, including credit cards and investing products. The fintech lender, favored by younger consumers for its app-based services, saw fee-based revenue jump 53% year-over-year, helping shield it from interest rate volatility. CEO Anthony Noto highlighted solid credit performance and member financial health. SoFi also warned that a proposed 10% cap on credit card interest rates could lead to a contraction in credit card lending, potentially leaving a gap in consumer credit access. Adjusted Q4 revenue topped $1 billion, with adjusted earnings per share more than doubling to 13 cents.
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