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NYSE:FICO News 2 October 2025 - 3 October 2025

Fair Isaac Corp’s 2025 Surge: How a Direct‑to‑Lender Move Disrupted Credit Bureaus and Re‑Energized FICO Stock

Credit-Score Shake-Up! FICO Stock Rockets 20% on Game-Changing Strategy

Stock Performance & Financial Highlights Fair Isaac (FICO) has been a strong performer in 2025. Its market capitalization is roughly $46 billion (Oct 2025), and its P/E ratio hovers near 69 fullratio.com – well above both the tech sector average (~34) and FICO’s own long-term average (~47) fullratio.com fullratio.com. The premium valuation reflects FICO’s high margins and growth. Indeed, FICO’s recent earnings have been robust: Q2 2025 revenue was $499M (up 15% YoY) fico.com and Q3 2025 revenue jumped 20% to $536.4M swingtradebot.com, while GAAP EPS rose to $7.40 from $5.05 a year prior swingtradebot.com. Non-GAAP EPS were even higher
Fair Isaac Corp’s 2025 Surge: How a Direct‑to‑Lender Move Disrupted Credit Bureaus and Re‑Energized FICO Stock

Fair Isaac Corp’s 2025 Surge: How a Direct‑to‑Lender Move Disrupted Credit Bureaus and Re‑Energized FICO Stock

Key Facts (as of 2 Oct 2025) FICO Stock Performance (up to 2 Oct 2025) Recent price and volatility. FICO’s closing price of $1,512.71 on 1 Oct 2025 marks its last recorded trading session before the news. This figure is well below the all‑time high of about $2,382 recorded in November 2024 but still above the 52‑week low of $1,300 macrotrends.net. The company’s 50‑day moving average was $1,464.77 and the 200‑day moving average $1,703.46 marketbeat.com, suggesting shares had been consolidating after a sharp decline. Impact of direct licensing announcement. On 2 Oct 2025 FICO announced a groundbreaking Mortgage Direct License Program allowing lenders to obtain credit scores directly rather
2 October 2025
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