Mortgage rates today hold near 3-year lows as Fed meeting nears; homebuilder shares slip
NEW YORK, Jan 23, 2026, 06:44 EST — Premarket U.S. mortgage rates are steady near a three-year low despite a slight rise last week. Freddie Mac reports the 30-year fixed rate at 6.09%, while the 15-year stands at 5.44%. A year ago, the 30-year rate was higher, at 6.96%, according to Freddie Mac’s latest survey. (Freddie Mac) This is crucial…