Mortgage rates today hover near 6% ahead of Fed decision as housing stocks wobble Mortgage rates hovered close to recent lows early Wednesday. Zillow showed a 30-year fixed rate at 5.99%, while the 15-year fixed came in at 5.375%. 28 January 2026 Federal Reserve·NASDAQ:UWMC·NASDAQ:ZG·NYSE:DHI·NYSE:ITB·NYSE:LEN·NYSE:RKT·NYSE:XHB