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Personal Finance News 24 September 2025 - 9 October 2025

Student Loan Forgiveness Is Back – 2 Million Borrowers Get Relief as Trump Overhauls Repayment

Student Loan Forgiveness Is Back – 2 Million Borrowers Get Relief as Trump Overhauls Repayment

Forgiveness Finally Arrives for Long-Term Borrowers After months of suspense, thousands of Americans are now seeing decades-old student loans wiped clean. The Education Department’s quiet move to resume IBR loan forgiveness in the first week of October has been met with relief – and tears of joy – from borrowers who’ve made 20 or 25 years of payments. Many received…
9 October 2025
Gold Prices Smash All-Time Highs – Is Now the Moment to Buy or Bail?

Gold Prices Smash All-Time Highs – Is Now the Moment to Buy or Bail?

Global Gold Prices Break All Records Gold’s latest surge is truly global in scale. In early Asian trading on October 6, the precious metal breached the $3,900 per ounce barrier for the first time in history Reuters. It even spiked to intraday highs around $3,920–$3,924 before steadying just below $3,920 Newindianexpress Newindianexpress. This marks a new all-time record for gold…
Shocking Alert: Winter Heating Bills Could SOAR 10% — Top Tips to Save Your Wallet

Shocking Alert: Winter Heating Bills Could SOAR 10% — Top Tips to Save Your Wallet

Why Winter Bills Are Climbing Energy bills have already been rising faster than inflation, and last winter’s hikes are carrying into this one. A recent National Energy Assistance Directors Association (NEADA) report finds the average household heating bill will jump ~7.6% over last winter Kioncentralcoast. That reflects both higher fuel prices and increased demand – this winter is forecast to be slightly…
1 October 2025
Virginia’s Surprise $400 Tax Rebates: Windfall for Families or Election‑Year Gimmick?

Virginia’s Surprise $400 Tax Rebates: Windfall for Families or Election‑Year Gimmick?

Background: Virginia’s Revenue Boom Virginia’s 2025 tax rebates emerged from an extraordinary run of budget surpluses. Four consecutive years of higher‑than‑expected tax receipts and underspending produced about $10 billion in surplus revenue, according to the July 2025 revenue report Virginia. General fund revenues for fiscal 2025 exceeded official forecasts by US$572 million thanks largely to strong income‑tax collections Virginia. Governor Glenn Youngkin, a Republican, said…
NJ ANCHOR Rebate Checks: Are You Getting Yours? How to Apply, Check Status, and Claim Up to $1,750

NJ ANCHOR Rebate Checks: Are You Getting Yours? How to Apply, Check Status, and Claim Up to $1,750

How ANCHOR works: New Jersey created ANCHOR in 2022 to broaden the old Homestead rebate. Gov. Phil Murphy calls it a “game changer” for struggling taxpayers Whyy, and the NJ Treasury says it has already delivered billions in relief. In 2024 the program paid out about $2.1 billion to 1.8 million households Nj. (Eligible 2024 recipients were auto-enrolled again for…
1 October 2025
Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

A Generation Wary of Retirement Recent studies paint a stark picture of Gen X’s finances. According to an Allianz Life consumer survey, 81% of Gen X worry they won’t be able to afford their desired retirement lifestyle due to higher living costs Allianzlife. About 70% say inflation has forced them to cut retirement contributions Allianzlife. Only 19% believe now is…
Capital One Savers Cheated Out of Billions – $425M Settlement Payout Deadline Fast Approaching

Capital One Savers Cheated Out of Billions – $425M Settlement Payout Deadline Fast Approaching

Capital One’s $425 million settlement stems from a years-long fight over alleged bait-and-switch tactics. The crux of the case is that Capital One promoted its “360 Savings” account as a top high-yield product, yet kept its rate locked at about 0.30% even as national rates climbed. At the same time, the bank quietly introduced a nearly identical “360 Performance Savings” account,…
30 September 2025
No, You Won’t Get a Surprise $2,000 Stimulus Check in Late 2025 – Experts Debunk Viral Rumors

No, You Won’t Get a Surprise $2,000 Stimulus Check in Late 2025 – Experts Debunk Viral Rumors

Viral Rumors vs. Reality In September 2025, a flurry of social-media posts claimed that American taxpayers were about to receive another round of cash payments – sometimes called a “fourth stimulus check”. Many versions of these rumors named specific amounts (commonly $1,390, $1,702 or $2,000 per person) and linked them to President Trump’s talk of tariffs or a proposed “DOGE…
27 September 2025
Tariff Shock and Fed Jitters: Asian Markets Stumble as Rally Meets Reality

PCE Inflation Today: “Goldilocks” or Head Fake? What the 26 Sept 2025 Report Really Means for Your Wallet, the Fed, and Markets

Key facts (as of Friday, Sept. 26, 2025) The in‑depth read 1) What today’s PCE report actually said The Bureau of Economic Analysis reported that headline PCE prices rose 0.3% in August, nudging the yearly rate to 2.7%. Core PCE—the measure the Fed emphasizes—rose 0.2% on the month and held at 2.9% year‑over‑year. The monthly pace is consistent with ~2½–3% annualized inflation, not yet back to 2%, but…
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Stock Market Today

  • S&P 500, Nasdaq Futures Rise as Dow Drops Amid Shutdown Concerns and Key Earnings
    January 27, 2026, 4:15 AM EST. The S&P 500 futures gained 0.3%, eyeing a record above 7,000, while the Nasdaq 100 futures rose 0.6%. The Dow Jones futures slipped 0.1%, reflecting a cautious mood. Wall Street wrestles with potential government shutdown risks from Senate Democrats opposing federal funding tied to President Trump's immigration stance. The Federal Reserve's two-day policy meeting begins, alongside earnings from Boeing, UnitedHealth, and Magnificent Seven tech giants. Precious metals cooled with gold down 0.1% and silver down 3.6%, as safe-haven demand eased. The 10-year Treasury yield ticked up to 4.22%, and the dollar rebounded 0.2% against major currencies. Investors await clear signals amid a pivotal start to 2026 trading, with market psychology crucial after January's performance.
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