Personal Finance News 1 October 2025

Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Why the COLA Announcement Was Delayed Normally the SSA announces the annual COLA in mid-October after the Bureau of Labor Statistics releases the September Consumer Price Index for Urban Wage Earners (CPI-W).

24 October 2025

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000

21 October 2025

Early Retirement · Financial Advice · NYSE:O · NYSE:OKE · Personal Finance · Retirement Planning · Social Security

Retirement Alert: Shocking 401(k) Trends and Vanishing Contributions Ignite Expert Warnings

Key Facts In summary, Americans face a retirement funding squeeze: average 401(k) balances are surprisingly low and contributions have even disappeared in some tragic cases (a recent Wall Street Journal case recounts

20 October 2025

401(k) · Financial Planning · NYSE:BLK · Personal Finance · Retirement · Savings

Mortgage Rates Hit 2025 Low at 6.27% – Will They Finally Dip Below 6%?

Mortgage Rates Near One-Year Low After Fed’s First Cut Mortgage rates have dipped to their lowest levels in about a year, offering American homebuyers a measure of relief after the steep run-up

17 October 2025

Home Buying · Housing Market · Mortgage Rates · Personal Finance · Real Estate

U.S. 10-Year Treasury Yield Surges to Highest Since 2007 – What It Means for You

Latest Yield Trends After spiking at the end of September, the 10-year Treasury yield has eased slightly. It stood around 4.03% on Oct. 13, essentially unchanged from the prior session nuveen.com. By

14 October 2025

Bonds · Economy · Finance · Investing · Personal Finance

Will You Get a Surprise $2,000 Stimulus Check in October 2025? (And Why Stocks Are Soaring Anyway)

The IRS and Congress insist no new federal stimulus checks are coming in late 2025 ts2.tech ts2.tech. Viral claims of one-time $1,390, $1,702 or $2,000 payments this October are bogus ts2.tech ts2.tech.

13 October 2025

Economic News · Financial Planning · Personal Finance · Stimulus Checks · Stock Market

Rich Dad Poor Dad Author’s Dire “Biggest Crash” Warning: Silver & Ethereum Are ‘Hot, Hot, Hot’ Picks

Kiyosaki’s “Biggest Crash” Alarm Robert Kiyosaki, the bestselling author of Rich Dad Poor Dad, has long been a financial alarmist. In mid-October 2025 he doubled down via social media: “I predicted the

12 October 2025

Cryptocurrency · Investment Tips · Market Analysis · Personal Finance · Precious Metals

Shocking IRS Update: New 2026 Tax Brackets Slashed for Millions – Here’s How Much You’ll Save

The IRS announced inflation-adjusted 2026 tax brackets and deductions, easing bracket creep irs.gov cbsnews.com. For example, a single earner making $50,000 will now fall in the 12% bracket (instead of 22%) cbsnews.com.

9 October 2025

IRS Updates · Money Saving Tips · Personal Finance · Tax Planning · Taxes

Gold Prices Smash All-Time Highs – Is Now the Moment to Buy or Bail?

Global Gold Prices Break All Records Gold’s latest surge is truly global in scale. In early Asian trading on October 6, the precious metal breached the $3,900 per ounce barrier for the

6 October 2025

Commodities · Gold · Investing · Market Trends · Personal Finance

Shocking Alert: Winter Heating Bills Could SOAR 10% — Top Tips to Save Your Wallet

Why Winter Bills Are Climbing Energy bills have already been rising faster than inflation, and last winter’s hikes are carrying into this one. A recent National Energy Assistance Directors Association (NEADA) report finds the

1 October 2025

Home Energy · Household Budgeting · Money Saving Tips · NYSE:ES · NYSE:NGG · Personal Finance · Winter Preparation

Virginia’s Surprise $400 Tax Rebates: Windfall for Families or Election‑Year Gimmick?

Background: Virginia’s Revenue Boom Virginia’s 2025 tax rebates emerged from an extraordinary run of budget surpluses. Four consecutive years of higher‑than‑expected tax receipts and underspending produced about $10 billion in surplus revenue, according

1 October 2025

Election News · Family Budgeting · Government Policy · Personal Finance · Taxes

NJ ANCHOR Rebate Checks: Are You Getting Yours? How to Apply, Check Status, and Claim Up to $1,750

How ANCHOR works: New Jersey created ANCHOR in 2022 to broaden the old Homestead rebate. Gov. Phil Murphy calls it a “game changer” for struggling taxpayers whyy.org, and the NJ Treasury says

1 October 2025

Government Programs · Money Tips · New Jersey News · Personal Finance · Tax Rebates

Personal Finance News 1 October 2025 - 24 October 2025