Personal Finance News 26 December 2025

UK savers with £5,001 in the bank get a fresh warning as Yorkshire Building Society flags 12 million low-rate accounts

NEW YORK, December 30, 2025, 16:40 ET Yorkshire Building Society said new research shows more than 12 million UK current accounts hold balances of £5,001 or more while paying interest of 1% or less. GB News The warning lands as

30 December 2025

Interest Rates·Personal Finance

Canada’s 2026 TFSA limit is $7,000 as tax brackets rise: key CRA dates ahead

NEW YORK, December 30, 2025, 11:34 ET Canada’s federal income tax brackets for 2026 will rise 2% with inflation and the lowest federal rate will be 14%, Canada Revenue Agency payroll tables show. The first bracket runs to C$58,523 and

30 December 2025

Canadian Economy·Investing·Personal Finance·Retirement Planning

Kevin O’Leary’s $15 salad warning: Shark Tank star says lunch splurges can drain $500,000 from retirement

NEW YORK, December 30, 2025, 11:00 ET Kevin O’Leary said people who insist they cannot afford to invest often make room in their budgets for recurring small purchases, including what he called $15 lunch salads. “People tell me they don’t

30 December 2025

Personal Finance·Retirement Planning

Martin Lewis flags Premium Bonds trade-off as 4.5% UK savings rates stay on top

NEW YORK, December 30, 2025, 02:07 ET MoneySavingExpert updated its savings best-buy list on December 29, showing easy-access accounts paying up to 4.5% and one-year fixed deals topping out at 4.46%, as UK banks compete for deposits. Moneysavingexpert That matters

30 December 2025

Investments·Personal Finance·UK Economy

Mortgage rates in 2026: Why Fed cuts may not lower home loans as much as buyers hope

NEW YORK, December 29, 2025, 21:06 ET U.S. mortgage rates have edged down to about 6.18% for a 30-year fixed loan, but economists say Federal Reserve rate cuts may not translate into a big drop in 2026. The issue matters

30 December 2025

Federal Reserve·Mortgage Rates·Personal Finance

India’s Dec 31 tax crunch: Link Aadhaar-PAN and fix your ITR before deadlines hit

NEW YORK, December 29, 2025, 00:09 ET A Dec. 31 deadline is approaching for Indian taxpayers to link their Permanent Account Number (PAN) with Aadhaar, the national identity number, with unlinked PANs set to become inoperative from Jan. 1, local

29 December 2025

Financial News·Investing·Personal Finance·Stock Market

Nationwide £50 Bonus Cheque Deadline: How to Claim the “Big Nationwide Thank You” Before 1 January 2026

With New Year just days away, Nationwide Building Society is urging members who received a paper cheque—rather than an automatic bank credit—to pay it in before 1 January 2026 or risk losing the money. Nationwide says all payments under its

28 December 2025

Personal Finance·UK News

Lloyds and Halifax Branch Closures 2026: Full List of 55 UK Bank Branches Shutting, Key Dates, and What Customers Can Do

Dozens of Lloyds Bank and Halifax branches are set to close across the UK in 2026, as Lloyds Banking Group continues to reshape its high-street footprint amid a long-term shift toward digital banking. A widely shared closure schedule lists 55

28 December 2025

Banking·Business·Personal Finance·UK News

Optional Joint Taxation for Married Couples in India: ICAI’s Budget 2026 Proposal Explained—Benefits, Risks, and What Could Change

As conversations around Union Budget 2026-27 gather momentum, one proposal keeps resurfacing in tax circles and middle-class dinner-table debates: allowing married couples to file a joint income-tax return in India—optionally. The idea, recommended by the Institute of Chartered Accountants of

27 December 2025

Indian Economy·Personal Finance·Taxation

Premium Bonds vs Savings Accounts in 2026: When NS&I Premium Bonds Make Sense — and When They Don’t

Premium Bonds have long been one of Britain’s most beloved ways to save: no risk to your capital, a monthly “thrill” of a prize draw, and the chance—however remote—of a £1 million jackpot. But after a series of prize-rate reductions

27 December 2025

Financial Planning·Investments·Personal Finance

2026 Tax Refund Season Could Bring Bigger Checks: IRS Withholding Decision, “Free Money” Buzz, and Key Filing Changes Under the One Big Beautiful Bill Act

As the U.S. heads into the 2026 tax-filing season, a familiar phrase is resurfacing in headlines and TV segments: “free money.” The reality is more technical—but potentially meaningful for millions of households. The Internal Revenue Service (IRS) says it did

26 December 2025

Personal Finance

PAN–Aadhaar Linking Deadline 31 December 2025: Who Must Act Now, How to Link, Check Status, and Recover a Lost PAN Number

As India heads into the final week of 2025, the PAN–Aadhaar linkage story has surged back into the news cycle—this time with a sharp year-end cutoff and a clear risk: an “inoperative” PAN from 1 January 2026 for those who

26 December 2025

Personal Finance·Taxation

Personal Finance News 26 December 2025 - 30 December 2025