NEW YORK, January 4, 2026, 11:50 ET — Market closed
- SoFi shares closed Friday up 4.9% at $27.46, a strong start to 2026.
- The company set Jan. 30 for fourth-quarter and full-year 2025 results, with a morning release and conference call.
- Markets now turn to U.S. jobs data on Jan. 9 and inflation on Jan. 13 for rate direction ahead of SoFi’s report.
SoFi Technologies Inc (SOFI) shares closed up 4.9% on Friday, the first trading day of 2026, ending at $27.46. About 55 million shares changed hands, Nasdaq data showed. 1
The fintech said it will release fourth-quarter and full-year 2025 results on Friday, Jan. 30, posting the numbers at about 7 a.m. ET and holding a conference call at 8 a.m. ET. SoFi said it has more than 12.6 million members and that its Galileo technology platform supports nearly 160 million accounts. 2
Investors head into the first full week of 2026 with the U.S. employment report due Jan. 9 and the consumer price index on Jan. 13, with major bank earnings also due on Jan. 13. “The market is looking for direction,” said Matthew Maley, chief market strategist at Miller Tabak. A Reuters poll sees December payrolls up 55,000 with unemployment at 4.6%, while fed funds futures — contracts tied to the policy rate — price little chance of a cut in late January and about a 50% chance of one in March. 3
The Dow and S&P 500 closed higher on Friday as semiconductor shares rallied, while the Nasdaq ended little changed, Reuters reported. Smaller stocks rebounded, with the Russell 2000 up 1.1%. 4
SoFi traded between $25.79 and $27.50 on Friday after opening at $26.66, according to Yahoo Finance data. 5
SoFi runs an app-based platform that offers lending, banking and investing products, while also selling financial-technology services to other firms through Galileo.
The stock often tracks shifts in interest-rate expectations because lower borrowing costs can support loan demand and improve funding conditions for lenders.
The Jan. 30 report will put the spotlight on credit performance in its personal-loan book, deposit growth at SoFi Bank and the pace of expansion in fee-based revenue tied to its technology platform.
Friday’s close put the shares back above their Dec. 31 finish of $26.18 and within reach of the $27.50 area hit during the session.
But SoFi’s gains can reverse quickly if the data revive recession worries or keep rates higher for longer, pressuring borrowers and valuations. Philadelphia Fed President Anna Paulson said on Saturday that further rate cuts could take time as officials assess the economy after last year’s easing, Reuters reported. 6
Traders will watch whether volume stays elevated when markets reopen Monday, a sign the move is attracting sustained demand rather than holiday-thin flows.
Next up are the Jan. 9 jobs report and Jan. 13 inflation data before SoFi’s Jan. 30 earnings release, with rate-sensitive stocks likely to take their cue from any shift in the outlook for Fed cuts.
