Browse Tag

financial planning

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared for retirement, the typical target is about $1.07 million, and the amount they expect to have on hand falls short by nearly $467,000. Meanwhile, two‑thirds of Gen X 401(k) participants have under $100,000 saved, underscoring how fragile many households remain even as the stock market has buoyed balances. Schroders+1 What’s new today (Nov. 10) The numbers behind the headlines Why
Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000 in lifetime payments) cbsnews.com cbsnews.com. Financial guru Dave Ramsey warns that retiring “too early” (like age 62) is a mistake – “it’s like jumping out of a plane without checking your parachute” kiplinger.com. Credit card debt has exploded (up to $1.2 trillion at ~25% APR) nasdaq.com, a burden experts say “can stand between you and your ideal retirement” nasdaq.com. Surveys show Americans are falling short: 58% feel their savings
Go toTop