financial planning

Premium Bonds £1 Billion Boost: What NS&I’s New 2025–26 Funding Target Means for Your Savings

Published: 28 November 2025 The Autumn Budget has handed Premium Bonds savers a rare bit of good news – or at least, genuine hope. Buried in the Budget 2025 documents is a technical but powerful change: National Savings & Investments

28 November 2025

Rachel Reeves’ £3–4bn ‘Pensions Tax Raid’: How a £2,000 Salary Sacrifice Cap Could Hit Your Retirement (22 November 2025)

On the eve of the Autumn Budget, pressure on Chancellor Rachel Reeves is intensifying over plans to clamp down on salary sacrifice pension schemes – a move now expected to raise between £3bn and £4bn a year and potentially shrink

22 November 2025

Pensions · Personal Finance · Retirement Planning · Salary Sacrifice · Tax

Will You Get a Surprise $2,000 Stimulus Check in October 2025? (And Why Stocks Are Soaring Anyway)

IRS Raises 2026 401(k) and IRA Contribution Limits: What the New Rules Mean for Your Retirement Savings

As of November 19, 2025, Americans have official IRS numbers for how much they can stash in tax-advantaged retirement accounts in 2026 — and the limits are going up. Key takeaways IRS unlocks more room to save in 2026 On

19 November 2025

401(k) · Irã · Retirement Planning · Savings Strategies · Tax Rules

Most Americans Still Want to Retire at 63 — But New Social Security and 401(k) Rules Show Why That’s a Risky Move

On November 17, 2025, the traditional picture of retirement in America is colliding with some hard new numbers. A recent analysis of the 2024 MassMutual Retirement Happiness Study found that retirees and pre‑retirees see 63 as the “perfect” age to

17 November 2025

401(k) · NYSE:SCHW · Personal Finance · Retirement · Risk Management · Social Security

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared

10 November 2025

Financial Reports · Gen X · NASDAQ:NDAQ · Personal Finance · Retirement Planning · Savings Strategies

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000 in lifetime payments) cbsnews.com cbsnews.com. Financial guru Dave

21 October 2025

Early Retirement · Financial Advice · NYSE:O · NYSE:OKE · Personal Finance · Retirement Planning · Social Security