Today: 11 November 2025
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Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Updated: November 10, 2025 Generation X—Americans born roughly between 1965 and 1980—is staring down retirement with a thinner cushion than other living generations. Fresh coverage in the past 24 hours crystallizes the stakes: just 14% of Gen X feels prepared for retirement, the typical target is about $1.07 million, and the amount they expect to have on hand falls short by nearly $467,000. Meanwhile, two‑thirds of Gen X 401(k) participants have under $100,000 saved, underscoring how fragile many households remain even as the stock market has buoyed balances. Schroders+1 What’s new today (Nov. 10) The numbers behind the headlines Why
10 November 2025
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Historic “Silver Tsunami” Rocks Markets & Main Street – 70% Silver Rally Meets $10T Baby Boomer Exodus

Historic “Silver Tsunami” Rocks Markets & Main Street – 70% Silver Rally Meets $10T Baby Boomer Exodus

In sum, two very different “silver tsunamis” are converging: one in markets, one in Main Street demographics. On the metals side, silver’s unprecedented rally has industry analysts scrambling. “Safe-haven demand, Fed rate cuts, and slack supply” have fueled the climb ts2.tech, and chart technicians point out that breaking $50 could spark further momentum. Many experts caution volatility but see room to run: as MarketBeat notes, major banks have repeatedly hiked mining stocks’ targets in October (e.g. PAAS to $47–62) marketbeat.com. Still, some analysts urge caution, pointing to the US government shutdown in early Oct 2025 as a temporary driver of
30 October 2025
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2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

With markets near record highs (S&P 500 and Nasdaq hitting all-time peaks) and the 10‑year Treasury around 4.0% ts2.tech, retirees face a mixed picture: a modest benefit hike but also sharply rising expenses. Read on for the full breakdown. Official Announcement: 2.8% COLA for 2026 On Oct. 24, 2025 the Social Security Administration (SSA) announced a 2.8% COLA for benefits payable in 2026 ssa.gov. This adjustment will apply to Old-Age, Survivors, and Disability Insurance (OASDI) and to SSI. In practical terms, nearly 71 million Social Security beneficiaries will see their monthly checks go up by 2.8% in January 2026 ssa.gov.
26 October 2025
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Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

In short, most retirees are stuck in a cash crunch. They need the income now, even though postponing Social Security would boost their checks permanently housingwire.com cbsnews.com. A survey by Schroders (released Oct. 22, 2025) found 37% say they’ll claim early simply to get money sooner, while 36% fear the program might run out housingwire.com. Deb Boyden (Schroders’ head of U.S. retirement) warns that many Americans are anxious about solvency “and yet so few are willing to hold off” taking benefits housingwire.com cbsnews.com. In other words, fears of a social security crash and living paycheck-to-paycheck have outweighed the math: waiting
24 October 2025
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Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Why the COLA Announcement Was Delayed Normally the SSA announces the annual COLA in mid-October after the Bureau of Labor Statistics releases the September Consumer Price Index for Urban Wage Earners (CPI-W). The COLA is based on the rise in average CPI-W over July–September vs. the same period a year earlier cbsnews.com. Because of the federal government shutdown, the BLS delayed the CPI release to Oct. 24, and the SSA said it will announce the 2026 COLA on Oct. 24 as well cbsnews.com cbsnews.com. In other words, this Friday should be the big day for Social Security. Until the numbers
24 October 2025
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Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000 in lifetime payments) cbsnews.com cbsnews.com. Financial guru Dave Ramsey warns that retiring “too early” (like age 62) is a mistake – “it’s like jumping out of a plane without checking your parachute” kiplinger.com. Credit card debt has exploded (up to $1.2 trillion at ~25% APR) nasdaq.com, a burden experts say “can stand between you and your ideal retirement” nasdaq.com. Surveys show Americans are falling short: 58% feel their savings
21 October 2025
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