NEW YORK, Feb 13, 2026, 13:08 EST — Regular session
- XRP climbed roughly 3%, trading near $1.41 after crypto markets responded to a milder U.S. inflation reading.
- Ripple and Aviva Investors laid out a blueprint to bring fund structures onto the XRP Ledger through tokenisation.
- Binance has started accepting deposits for Ripple USD (RLUSD) via the XRP network. Withdrawals will be available once there’s enough liquidity.
XRP was up Friday, adding roughly 3.4% to trade near $1.41, according to CoinMarketCap. The token swung between $1.35 and $1.42 in the previous 24 hours. Its market value sat near $86 billion, putting XRP in fourth place, while trading volume hit about $2.8 billion for the day. 1
The rebound followed a punishing Thursday that saw cryptocurrencies tumble in step with U.S. equities, metals, and other risk assets—fresh proof that digital coins remain closely tethered to wider market jitters. 2
U.S. inflation figures came in softer, offering markets some relief. Following the data, fed funds futures priced in close to a 70% probability of a Federal Reserve rate cut in June, according to Reuters. Bitcoin climbed 4.16%. “As long as CPI remains in check – which so far it has – then the rates discussion will revert back to the labor market,” said Chris Zaccarelli, chief investment officer at Northlight Asset Management. 3
XRP’s latest move lands as the XRP Ledger returns to the spotlight, this time in the institutional arena. On Wednesday, Aviva Investors announced plans to team up with Ripple, aiming to tokenise traditional fund structures on the XRP Ledger—effectively converting fund units into digital tokens tracked and traded via blockchain. “We believe there are many benefits that tokenisation can bring to investors, including improvements in terms of both time and cost efficiency,” said Jill Barber, chief distribution officer at Aviva Investors. 4
Ripple, the company behind business-focused crypto tools, cast the initiative as a step in its broader ambition to move traditional assets onto the XRP Ledger. “Tokenisation is now moving from experimentation to large-scale production,” said Nigel Khakoo, Ripple’s vice president of trading and markets. Since 2012, Ripple reports the network has processed over 4 billion transactions, supports upwards of 7 million active wallets, and is currently operated by 120 independent validators. 5
The mechanics behind exchanges are changing as well. On Thursday, Binance announced it had finished integrating Ripple USD (RLUSD) via the XRP Ledger network and started accepting deposits. Withdrawals will become available after there’s enough liquidity, according to the company. RLUSD, for reference, is a stablecoin pegged to the U.S. dollar. 6
RippleX said on X that Token Escrow (XLS-85) has launched on the XRPL mainnet, bringing native escrow not just to XRP, but now to other issued tokens as well. This lets users lock up assets until certain conditions kick in—a capability relevant for both settlement and collateral movements. 7
For traders, it comes down to this: will XRP continue to act like a macro-driven “risk” token, or will shifts in network usage start to drive price at the edges? The answer is usually messy—price often moves ahead of the data anyway.
The downside? Pretty clear-cut. Should hopes for rate cuts evaporate, or if there’s another sharp pullback across equities, altcoins such as XRP could swiftly lose ground. And those tokenisation projects—real trading volume and fees from them won’t materialize overnight.
All eyes turn to the Fed’s March 17-18 policy meeting, as investors gauge whether officials will challenge current bets on a June rate cut. Crypto market participants, on the other hand, are tracking developments around Aviva’s rollout schedule and monitoring RLUSD to see if liquidity improves enough to handle sizable withdrawals and real-world settlements. 8
