NEW YORK, December 29, 2025, 14:57 ET — Regular session
XRP hovered near $1.85 on Monday, little changed after giving up earlier gains as trading stayed subdued late in the year. The token was last down 0.01% over the past 24 hours.
The muted price action comes as investors continue to pull money from listed crypto investment products, a signal of still-fragile demand even as year-end approaches. Some corners of the market have held up better than others.
CoinShares said digital-asset investment products recorded $446 million of outflows last week, taking withdrawals since an Oct. 10 price slide to $3.2 billion. CoinShares’ James Butterfill wrote that “sentiment has yet to fully recover,” even as XRP- and Solana-linked ETFs — listed funds that trade like stocks — drew $70.2 million and $7.5 million of inflows.
Traders are also watching the Federal Reserve’s minutes from its Dec. 9–10 policy meeting, due at 2 p.m. ET on Tuesday. Interest-rate expectations matter for cryptocurrencies because they offer no yield and often move with broader risk appetite.
Bitcoin was down 0.14% at $89,551 and ether slipped 0.12% to about $2,967, while solana fell 0.67% to $181, CoinMarketCap data showed. XRP’s drift echoed the broader, narrow moves across major tokens.
Flows into exchange-traded products have become a key gauge for institutional demand in crypto, as they show how much money is entering or leaving the sector through brokerage accounts. Persistent outflows can pressure prices, while inflows can help cushion dips.
U.S. spot bitcoin exchange-traded funds saw $275.88 million of net outflows on Friday, and U.S. spot ether ETFs lost $38.7 million, data provider SoSoValue showed, according to The Defiant. The outflows added to the cautious tone as traders trimmed exposure into the holiday period.
XRP has spent most of the past day pinned below $2 and near the bottom of its recent range. A clear break either way would likely draw more short-term trading interest in an otherwise quiet tape.
XRP is the native token of the XRP Ledger, a blockchain Ripple has promoted for payments and other on-chain financial tools. Activity on the token often tracks the broader crypto backdrop, though it can swing on policy headlines and shifts in investor positioning.
Trading desks said thin liquidity into year-end can amplify moves when large orders hit the market. That has left investors leaning more heavily on macro cues and flow data than on company-style catalysts such as earnings.
Next, investors will parse the Fed minutes for clues on the policy outlook after December’s meeting. Traders will also watch whether weekly flow reports continue to show XRP-linked products attracting new money into early 2026, or whether broader outflows regain momentum.
Unlike U.S. stocks, XRP trades around the clock, which can concentrate volatility outside Wall Street hours. For now, the token remains range-bound as the market waits for clearer direction from policymakers and fund flows.
