Christmas 2025 Bank Transfers Blocked for Four Days in the Euro Area: What TARGET2’s Shutdown Means for Your Salary, Rent and Bills
Standard euro bank transfers between different banks will be paused from 25 to 28 December 2025 across the euro area due to a planned shutdown of the ECB’s T2 payment system. The closure covers Christmas and the following weekend. Transfers ordered during this period will be processed from 29 December. Card payments, cash withdrawals, and instant SEPA transfers remain available.