Social Security December 2025 Payments: Exact Dates, Extra SSI Check and 2026 COLA Explained
Millions of Americans are watching their bank accounts closely as December 2025 brings an unusual Social Security and SSI payment calendar — including an “extra” check for some beneficiaries and the first 2026 COLA increase showing up earlier than many expect. Recent coverage from USA TODAY Network affiliates, Investopedia, Newsweek, and other outlets has zeroed in on this quirk-filled month, while the Social Security Administration (SSA) has now confirmed a 2.8% benefit increase for 2026. Investopedia+2Newsweek+2 Here’s a clear, user-friendly breakdown of what’s happening, who gets paid when, and how the new COLA affects your December 2025 and early‑2026 checks.