Today: 5 April 2026
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LSE:MRW.L 2 February 2026

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  • Lloyds shares needed for £1,250 annual passive income vs high-interest savings
    April 5, 2026, 10:34 AM EDT. Lloyds Banking Group raised its annual dividend by 15.2% in 2025, powered by a 6.9% revenue and 11.1% earnings per share increase. To earn £1,250 of passive income from dividends at the current 3.8% yield, investors would need about 34,123 shares, valued at roughly £32,895. This compares to a 6.25% interest rate on Lloyds' Club Monthly Saver account, limited to £400 per month and expiring after 12 months. While the savings account offers a higher short-term yield, its limits and tax treatment contrast with dividends which can be tax-free in ISAs. Lloyds' stock price has grown on average 16.2% annually since 2021, outperforming broader market returns and highlighting potential long-term wealth gains through investment over savings products.
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