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Mortgage Rates News 13 January 2026 - 23 January 2026

Mortgage rates today hold near 3-year lows as Fed meeting nears; homebuilder shares slip

Mortgage rates today hold near 3-year lows as Fed meeting nears; homebuilder shares slip

The average 30-year fixed mortgage rate holds near 6%, its lowest level in over three years, with Freddie Mac reporting 6.09% and Bankrate at 6.20%. Core PCE inflation remains above the Fed’s 2% target at 2.8%. Treasury yields and new inflation data are shaping rates ahead of the Federal Reserve’s meeting next week. Mortgage applications jumped 14.1% last week, according to the Mortgage Bankers Association.
23 January 2026
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Opendoor stock edges up as mortgage rates hover near 3-year lows — what to watch next

Opendoor stock edges up as mortgage rates hover near 3-year lows — what to watch next

Opendoor Technologies shares rose 1.7% to $6.59 Thursday afternoon, trading on 25.6 million shares after reaching an intraday high of $6.78. The move comes as mortgage rates hover near multi-year lows, with the latest 30-year fixed rate at 6.09%, and refinance activity at its highest since September 2025. Investors are watching if lower rates will boost Opendoor’s margins amid tight housing supply.
22 January 2026
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Mortgage rates today: 30-year fixed holds near 6.1% as refi demand jumps, markets await inflation data

Mortgage rates today: 30-year fixed holds near 6.1% as refi demand jumps, markets await inflation data

The average 30-year fixed mortgage rate stood at 6.13% early Thursday, with refinance rates at 6.50%, Bankrate reported. Mortgage applications jumped 14.1% last week as rates dipped, while contracts to buy existing homes fell 9.3% in December, according to the Mortgage Bankers Association and National Association of Realtors. The 10-year Treasury yield ended Wednesday at 4.26%.
22 January 2026
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Mortgage rates today tick higher near 6% as Treasury yields bite again and housing stocks slip

Mortgage rates today tick higher near 6% as Treasury yields bite again and housing stocks slip

U.S. 30-year fixed mortgage rates rose to 6.07% Wednesday, with the APR at 6.09%, according to NerdWallet. The 10-year Treasury yield hit 4.29% Tuesday, its highest since August, as bond markets sold off. Homebuilder and lender shares fell in premarket trading, with Lennar down 2.9% and Rocket Companies off 5%. The National Association of Realtors will release December pending home sales data later Wednesday.
21 January 2026
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Mortgage rates just jumped again — and Greenland tariffs are suddenly in the mix for U.S. homebuyers

Mortgage rates just jumped again — and Greenland tariffs are suddenly in the mix for U.S. homebuyers

The average 30-year fixed mortgage rate jumped 14 basis points to 6.21% Tuesday, reversing recent declines. The move followed tariff threats tied to President Trump’s push to buy Greenland, which sent bond yields to a four-month high. The White House’s $200 billion mortgage-bond buying plan faces new pressure as rates climb. Treasury yields rose to 4.275%, their highest since September.
21 January 2026
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Mortgage rates today: 30-year fixed ticks up as yields rise, homebuilder stocks slip

Mortgage rates today: 30-year fixed ticks up as yields rise, homebuilder stocks slip

U.S. mortgage rates rose Tuesday, with the average 30-year fixed rate up 17 basis points to 6.13% APR, according to NerdWallet. The 10-year Treasury yield hit a four-month high at 4.265%. Homebuilder stocks fell before the bell, with D.R. Horton down 3.2% and Lennar off nearly 3%. S&P 500 futures dropped 1.61% amid tariff concerns and the Greenland dispute.
20 January 2026
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Mortgage rates today: Rocket stock wobbles as refi demand jumps

Mortgage rates today: Rocket stock wobbles as refi demand jumps

New York, Jan 15, 2026, 06:32 EST — Premarket Rocket Companies shares were down about 0.4% in premarket trading on Thursday, lagging UWM Holdings and PennyMac Financial, as investors weighed a sharp pickup in mortgage demand against fresh volatility in U.S. rates markets. LoanDepot slipped and homebuilder ETFs also edged lower. The moves matter because mortgage stocks tend to follow rate expectations more than broad equity indexes. A small drop in mortgage rates can pull sidelined borrowers back into refinancing and home-shopping, lifting volume for lenders whose revenue depends on originations. But the trade has been jumpy. Mortgage rates can
15 January 2026
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CBA hikes fixed mortgage rates as analysts warn Commonwealth Bank shares face a tougher 2026

CBA hikes fixed mortgage rates as analysts warn Commonwealth Bank shares face a tougher 2026

SYDNEY, Jan 15, 2026, 17:42 (AEDT) Commonwealth Bank of Australia raised fixed home-loan rates by as much as 70 basis points on Thursday — remember, a basis point equals 0.01% — sending some three-year owner-occupier rates up to 6.19%. The hike comes as lenders prepare for more increases in official rates. CBA’s cheapest two-year fixed rate for package borrowers now stands at 5.79%, edging above similar deals from Westpac and ANZ. Investors will keep an eye on quarterly inflation figures due Jan. 28 before the Reserve Bank of Australia meets on Feb. 2-3. CBA shares stood at A$153.50, gaining 0.4%
15 January 2026
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CBA stock ticks up after fixed mortgage rate hike — here’s what markets watch next

CBA stock ticks up after fixed mortgage rate hike — here’s what markets watch next

Sydney, January 15, 2026, 16:49 AEDT — After-hours. Commonwealth Bank of Australia shares edged higher on Thursday after the lender moved to lift fixed mortgage rates and as investors looked to a run of rate-sensitive data in the next fortnight. The stock finished up 0.35% at A$153.42. (Intelligent Investor) The move matters now because bank stocks tend to swing on any shift in the interest-rate outlook. Mortgage pricing is the front line: it influences loan demand and the margin banks earn — the spread between what they make on loans and what they pay to fund them. Commonwealth Bank has
15 January 2026
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Home Depot stock slips after U.S. CPI report; mortgage rates and Feb. 24 earnings in focus

Home Depot stock slips after U.S. CPI report; mortgage rates and Feb. 24 earnings in focus

New York, Jan 13, 2026, 12:17 PM EST — Regular session Home Depot shares slipped 0.1% to $374.52 on Tuesday, drifting between $370.92 and $378.49 as investors digested a mild U.S. inflation report and its implications for interest rates and housing. Lowe’s, by comparison, gained 0.8%. Why it matters now: Home Depot’s sales usually follow housing turnover and major purchases tied to financing. Changes in rate expectations can sway these stocks, even without fresh company updates. Mortgage rates remain a pressing concern. If they drop steadily, the “lock-in” effect—where homeowners stick with their current, cheaper mortgage—could fade. That shift might
13 January 2026
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Mortgage rates today hold near 6.2% as Rocket Companies stock slips ahead of CPI

Mortgage rates today hold near 6.2% as Rocket Companies stock slips ahead of CPI

New York, January 13, 2026, 06:57 ET — Premarket Mortgage rates in the U.S. hovered around 6.2% on Tuesday. Rocket Companies (RKT) shares dipped 0.5% in premarket trading ahead of inflation figures. According to Bankrate, the national average for a 30-year fixed mortgage was 6.20%, or 6.26% APR including fees. UWM Holdings (UWMC) edged down 0.2%, while homebuilders D.R. Horton (DHI) and Lennar (LEN) climbed roughly 1.5% and 1.4%, respectively. (Bankrate) That mix is crucial since housing demand remains sensitive to payment changes. Even a slight shift in market rates can alter buyers’ qualifying power and impact refinance volumes that
13 January 2026
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Stock Market Today

Meta stock faces an AI split: ad gains vs a $135 billion bill

Meta stock faces an AI split: ad gains vs a $135 billion bill

7 February 2026
Meta shares dropped 1.3% to $661.46 on Friday after the company projected 2026 capital spending of up to $135 billion, raising investor concerns over cash flow. Meta reported Q4 revenue of $59.89 billion, up 24% year-over-year, with ad impressions rising 18%. Analysts remain divided on whether AI-driven ad gains can offset the steep spending ramp.
IAG share price jumps toward a 52-week peak — what to watch before London reopens

IAG share price jumps toward a 52-week peak — what to watch before London reopens

7 February 2026
IAG shares rose 4.33% to 438.50 pence Friday, near their 52-week high, ahead of full-year results due later this month. The company reported 162,073,135 treasury shares and total voting rights of 4,565,128,012. Brent crude fell 2.2% Thursday to $67.93 a barrel. South Europe Ground Services logged 712,340 operations in 2025 and seeks approval to operate in Portugal.
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