Mortgage Rates Today (Dec. 18, 2025): 30-Year Fixed Holds Near 6.2% After Cooler CPI — Plus 2026 Forecasts and What Borrowers Should Watch
The average 30-year fixed mortgage rate held at 6.21% this week, according to Freddie Mac. Rates have hovered within a narrow range for two months despite shifts in inflation data and central-bank signals. Purchase applications are up about 10% from a year ago. Other surveys show 30-year rates between 6.22% and 6.38%.
