Mortgage rates today tick higher near 6% as Treasury yields bite again and housing stocks slip
New York, January 21, 2026, 06:55 (EST) — Premarket U.S. mortgage rates nudged up Wednesday morning, with the average 30-year fixed-rate mortgage hitting 6.07%, according to NerdWallet data sourced from Zillow. The annual percentage rate, which factors in lender fees and other costs, rose roughly four basis points to 6.09% from Tuesday. (NerdWallet) Timing is crucial. Rates hovered around 6%,…