New York, Feb 25, 2026, 07:27 EST — Premarket
- Nu Holdings edged up roughly 0.7% before the bell, following a Tuesday close at $16.53.
- Nubank’s parent company will release its fourth-quarter 2025 earnings after the close on Wednesday.
- Eyes are on loan growth and credit quality signals; investors are also listening for any hints about 2026.
Nu Holdings ticked up 0.7% to $16.64 ahead of the bell Wednesday. On Tuesday, the stock finished 2.1% higher at $16.53.
This is in focus with Nu set to report quarterly results after the bell. Investors want to see if the digital lender can deliver growth and keep credit losses in check. The stock’s been tossed around all week. Earnings are the next solid checkpoint.
Shares of Nu dropped 7.6% Monday, then swung back on Tuesday, ranging from $15.87 up to $16.59. Trading volume hit roughly 49.7 million shares, per Investing.com data.
According to its investor relations page, Nu will post fourth-quarter results following the close on Feb. 25. The company has set a conference call for 5 p.m. Eastern.
Wall Street’s consensus targets: EPS near $0.20, revenue in the ballpark of $4.55 billion, per a late Tuesday preview from GuruFocus.
Traders keep a close eye on Nu’s pace of customer acquisition and how effectively it’s turning those users into revenue, while also scrutinizing whether the company’s lending expansion is dragging along heavier bad debt costs. For consumer lenders like this, credit expenses can jump in a hurry if economic conditions slip or if loan standards loosen up.
Investors are likely to watch for any signs of strain on funding costs and pricing, particularly if the company ramps up lending. For Nu, minor changes in margins or delinquency rates can be more telling than the top-line revenue number.
The company has also leaned heavily into marketing linked to its OpenAI partnership. “Nubank always seeks to be the gateway to innovations that really matter,” marketing director Isabela Abbês said. OpenAI’s Maria Clara Fleury Osorio, for her part, said Nubank communicates with Brazilians “in an authentic and culturally relevant way.” MarketScreener
Even a strong headline number can backfire if investors spot worsening credit, bigger provisions, or a hint of caution on growth. The stock’s been swinging hard the last two sessions, so even minor misses risk outsized reaction.
