UOB (SGX: U11) Stock Outlook: Q3 2025 Profit Slump, Dividend Strength and 2026 Forecast
UOB reported a 72% drop in Q3 2025 net profit to S$443 million, hit by S$1.36 billion in allowances, including S$615 million in pre-emptive provisions. Shares traded around S$34.14–S$34.18 on 1 December 2025, with most analyst targets in the mid-S$30s. Net interest margin fell to 1.82% from 2.05% a year earlier. Management indicated dividends remain unaffected.