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Personal Finance News 24 September 2025 - 6 October 2025

Gold Prices Smash All-Time Highs – Is Now the Moment to Buy or Bail?

Gold Prices Smash All-Time Highs – Is Now the Moment to Buy or Bail?

Global Gold Prices Break All Records Gold’s latest surge is truly global in scale. In early Asian trading on October 6, the precious metal breached the $3,900 per ounce barrier for the first time in historyreuters.com. It even spiked to intraday highs around $3,920–$3,924 before steadying just below $3,920newindianexpress.comnewindianexpress.com. This marks a new all-time record for gold internationally, eclipsing the previous highs set during recent economic turbulence. By afternoon, U.S. gold futures were trading robustly around $3,935/ozreuters.com, reflecting strong sentiment. The global rally is being driven by intense safe-haven demand. Investors worldwide have poured into gold as a shelter from
6 October 2025
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Shocking Alert: Winter Heating Bills Could SOAR 10% — Top Tips to Save Your Wallet

Shocking Alert: Winter Heating Bills Could SOAR 10% — Top Tips to Save Your Wallet

Why Winter Bills Are Climbing Energy bills have already been rising faster than inflation, and last winter’s hikes are carrying into this one. A recent National Energy Assistance Directors Association (NEADA) report finds the average household heating bill will jump ~7.6% over last winter kioncentralcoast.com. That reflects both higher fuel prices and increased demand – this winter is forecast to be slightly colder than last year. Electricity costs in particular have soared: U.S. grid prices jumped 6.2% year-over-year in August, and could climb double digits in coming years cbsnews.com cbsnews.com. As NEADA’s Executive Director Mark Wolfe explained, “we had a period of relatively stable electric bills
1 October 2025
Virginia’s Surprise $400 Tax Rebates: Windfall for Families or Election‑Year Gimmick?

Virginia’s Surprise $400 Tax Rebates: Windfall for Families or Election‑Year Gimmick?

Background: Virginia’s Revenue Boom Virginia’s 2025 tax rebates emerged from an extraordinary run of budget surpluses. Four consecutive years of higher‑than‑expected tax receipts and underspending produced about $10 billion in surplus revenue, according to the July 2025 revenue report governor.virginia.gov. General fund revenues for fiscal 2025 exceeded official forecasts by US$572 million thanks largely to strong income‑tax collections governor.virginia.gov. Governor Glenn Youngkin, a Republican, said the surpluses allowed the state to provide $9 billion in tax relief over his term and invest in education, law enforcement and mental health governor.virginia.gov. He framed the rebates as giving taxpayers back their own money, declaring that the surplus “is
1 October 2025
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NJ ANCHOR Rebate Checks: Are You Getting Yours? How to Apply, Check Status, and Claim Up to $1,750

NJ ANCHOR Rebate Checks: Are You Getting Yours? How to Apply, Check Status, and Claim Up to $1,750

How ANCHOR works: New Jersey created ANCHOR in 2022 to broaden the old Homestead rebate. Gov. Phil Murphy calls it a “game changer” for struggling taxpayers whyy.org, and the NJ Treasury says it has already delivered billions in relief. In 2024 the program paid out about $2.1 billion to 1.8 million households nj.gov. (Eligible 2024 recipients were auto-enrolled again for 2025.) The benefit amounts are fixed by law for 2025: owners of a home (principal residence) pay property taxes and earn under $250k can get the amounts above, and renters with income under $150k get the amounts above. The program
1 October 2025
Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

A Generation Wary of Retirement Recent studies paint a stark picture of Gen X’s finances. According to an Allianz Life consumer survey, 81% of Gen X worry they won’t be able to afford their desired retirement lifestyle due to higher living costs allianzlife.com. About 70% say inflation has forced them to cut retirement contributions allianzlife.com. Only 19% believe now is a good time to invest, down from 30% just last quarter – the lowest optimism of any generation allianzlife.com. Allianz’s Kelly LaVigne (VP of consumer insights) warns: “As Gen X approaches retirement, it is time for them to get serious
1 October 2025
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Capital One Savers Cheated Out of Billions – $425M Settlement Payout Deadline Fast Approaching

Capital One Savers Cheated Out of Billions – $425M Settlement Payout Deadline Fast Approaching

Capital One’s $425 million settlement stems from a years-long fight over alleged bait-and-switch tactics. The crux of the case is that Capital One promoted its “360 Savings” account as a top high-yield product, yet kept its rate locked at about 0.30% even as national rates climbed. At the same time, the bank quietly introduced a nearly identical “360 Performance Savings” account, which did pay much higher interest (reaching 4.3% by early 2024) reuters.com consumerfinance.gov. Existing 360 Savings customers were largely kept in the dark – for example, Capital One reportedly removed most references to the old account on its website and
30 September 2025
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No, You Won’t Get a Surprise $2,000 Stimulus Check in Late 2025 – Experts Debunk Viral Rumors

No, You Won’t Get a Surprise $2,000 Stimulus Check in Late 2025 – Experts Debunk Viral Rumors

Viral Rumors vs. Reality In September 2025, a flurry of social-media posts claimed that American taxpayers were about to receive another round of cash payments – sometimes called a “fourth stimulus check”. Many versions of these rumors named specific amounts (commonly $1,390, $1,702 or $2,000 per person) and linked them to President Trump’s talk of tariffs or a proposed “DOGE dividend.” But none of these claims are true. News fact-checkers emphasize that “all such claims are false” hindustantimes.com. The IRS has not announced any new payments, and Congress has approved no new stimulus legislation for 2025. Multiple outlets quote IRS
27 September 2025
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Markets Shaken, AI Valuations Soar, Oil Slumps: What You Missed in Business This Weekend

Virginia Tax Rebate Alert: Gov. Youngkin Announces Up to $400 Checks This Fall – Are You Eligible?

With these key facts in mind, here’s an in-depth look at Virginia’s tax rebate and what it means: How the Rebate Works In late September 2025, Gov. Glenn Youngkin announced a one-time income tax rebate for eligible Virginians governor.virginia.gov. Under the plan, anyone who had a tax liability on their 2024 Virginia return and files by Nov. 3, 2025 will get a rebate check. Individual filers receive $200 and married/joint filers $400 governor.virginia.gov. (However, the rebate is capped by your actual tax liability – e.g. if you only owed $150 in tax, that’s all you’d get back kiplinger.com.) To get
27 September 2025
Tariff Shock and Fed Jitters: Asian Markets Stumble as Rally Meets Reality

PCE Inflation Today: “Goldilocks” or Head Fake? What the 26 Sept 2025 Report Really Means for Your Wallet, the Fed, and Markets

Key facts (as of Friday, Sept. 26, 2025) The in‑depth read 1) What today’s PCE report actually said The Bureau of Economic Analysis reported that headline PCE prices rose 0.3% in August, nudging the yearly rate to 2.7%. Core PCE—the measure the Fed emphasizes—rose 0.2% on the month and held at 2.9% year‑over‑year. The monthly pace is consistent with ~2½–3% annualized inflation, not yet back to 2%, but notably not re‑accelerating. Bureau of Economic Analysis Under the hood, the same release shows nominal personal income up 0.4% and nominal consumer spending up 0.6%. After adjusting for inflation, real spending advanced ~0.4%, with goods outpacing services in August—useful context as households digest higher borrowing costs. Bureau of Economic Analysis+1 2)
26 September 2025
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Stock Market Today

Wesfarmers share price: what to watch on ASX next week as results loom

Wesfarmers share price: what to watch on ASX next week as results loom

7 February 2026
SYDNEY, Feb 7, 2026, 17:41 AEDT — Market closed Wesfarmers shares ended Friday down 1.33% at A$85.04, trimming a sharp gain a day earlier as the Australian market slid into the weekend. (wesfarmers.com.au) Why it matters now is timing. Australia’s reporting season is starting to bite, and Wesfarmers’ half-year results are due on Feb. 19, a date investors have been circling as they look for a read on household demand and margins across the group. (wesfarmers.com.au) The broader tape has not been calm. A week of heavy moves in commodities and tech has pushed investors to cut exposure to cyclical
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