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Personal Finance News 5 December 2025 - 16 December 2025

SAVE Plan Shutdown: Student Loan Payments Could Restart for Millions—What Borrowers Need to Know (Dec. 16, 2025)

SAVE Plan Shutdown: Student Loan Payments Could Restart for Millions—What Borrowers Need to Know (Dec. 16, 2025)

Dec. 16, 2025 — Millions of Americans enrolled in the Biden-era Saving on a Valuable Education (SAVE) student loan repayment plan are facing a major—and fast-moving—shift that could end a long stretch of ultra-low or even $0 monthly bills. The U.S. Department of Education says it has reached a proposed settlement with Missouri that would end the SAVE plan, halt new enrollments, deny pending applications, and move current SAVE borrowers into other repayment options—pending court approval. U.S. Department of Education+1 For borrowers, the immediate reality is a mix of urgency and uncertainty: the department says SAVE enrollees will have a
16 December 2025
SAVE Plan Student Loan Settlement: What Trump’s Move to End Biden-Era Repayment Relief Means for Borrowers (Dec. 14, 2025 Update)

SAVE Plan Student Loan Settlement: What Trump’s Move to End Biden-Era Repayment Relief Means for Borrowers (Dec. 14, 2025 Update)

The SAVE student loan repayment plan is set to end under a Missouri settlement as delinquencies rise and borrowers brace for higher payments. Here’s what changes next. WASHINGTON — The federal student loan landscape is shifting again, and for millions of borrowers the timing couldn’t be worse. The Trump administration’s Education Department is moving to shut down the Biden-era SAVE income-driven repayment plan through a proposed settlement with the state of Missouri — a deal that would permanently close the door on new enrollments, push current participants into other repayment options, and sharply narrow one of the most generous paths
Dollarama Stock Hits Record High as Canadians Flock to Discount Shopping Amid Cost-of-Living Pressure

Dollarama Stock Hits Record High as Canadians Flock to Discount Shopping Amid Cost-of-Living Pressure

Dec. 14, 2025 — Dollarama’s latest results and outlook are sharpening a story many Canadian shoppers have been living for months: as household budgets stay tight, more people are leaning on discount retailers for everyday essentials—pushing the country’s biggest dollar-store chain to new sales highs and sending its stock to a record peak. Reuters The Montreal-based retailer reported a blockbuster third quarter for its fiscal 2026 year, raised key parts of its full-year forecast in Canada, and highlighted expanding international ambitions—from Latin America to a newly acquired Australian chain that’s now entering a multi-year transformation. Dollarama Why more Canadians are
SBI Cuts Loan Rates After RBI Repo Rate Cut: EBLR Drops to 7.90%, MCLR Trimmed; Select FD Rates Revised From Dec 15

SBI Cuts Loan Rates After RBI Repo Rate Cut: EBLR Drops to 7.90%, MCLR Trimmed; Select FD Rates Revised From Dec 15

State Bank of India (SBI) has reduced key lending benchmarks and tweaked select fixed deposit rates after the RBI’s latest repo rate cut. Here’s what changes from December 15, 2025—and what it means for EMIs and FD returns. Updated: December 13, 2025 State Bank of India (SBI), India’s largest lender, has announced a fresh round of rate revisions that will make many loans cheaper—while slightly trimming returns on select fixed deposit (FD) tenures. The changes, which take effect Monday, December 15, 2025 , come soon after the Reserve Bank of India (RBI) cut the policy repo rate earlier this month,
Mortgage Rates Today, December 10, 2025: Fed Rate Cut Meets Stubborn 6% Home Loan Costs

Mortgage Rates Today, December 10, 2025: Fed Rate Cut Meets Stubborn 6% Home Loan Costs

Mortgage rates today are still stuck just above 6% for most borrowers, even as the Federal Reserve has delivered its third interest rate cut of 2025 and taken its benchmark rate down to the lowest level since 2022.Bloomberg+4Bankrate+4NerdWallet+4 The result is a confusing picture for homebuyers: headline news screams “Fed cuts rates,” but the monthly payment on a new 30‑year mortgage remains painfully high compared with the ultra‑cheap loans of the pandemic era. Where mortgage rates stand today (December 10, 2025) Different surveys calculate averages in slightly different ways, but they’re all telling the same story: 30‑year fixed rates are
Fed Rate Cut or Not? What to Expect From the December 2025 FOMC Meeting – And What It Means for You

Fed Rate Cut or Not? What to Expect From the December 2025 FOMC Meeting – And What It Means for You

Updated: December 10, 2025 – before the Fed’s decision is announced The Federal Reserve wraps up its final policy meeting of 2025 today, and markets are almost certain the central bank will cut interest rates again. Fed funds futures put the odds of a 0.25 percentage point (“25‑basis‑point”) rate cut at roughly 85–90%, implying a move from the current 3.75%–4.00% target range down to 3.50%–3.75%. Reuters+3Trading Economics+3Reuters+3 Yet behind that apparent consensus is real drama: Fed officials are split, inflation is still above target, the job market is cooling but not collapsing, and a politically charged debate over how fast
Best Singapore Stocks to Buy Now (10 December 2025): 10 SGX Ideas for a Lower‑Rate World

Best Singapore Stocks to Buy Now (10 December 2025): 10 SGX Ideas for a Lower‑Rate World

Singapore’s stock market is ending 2025 on a high note. The Straits Times Index (STI) has delivered roughly 19% price gains in the first 11 months of the year, outpacing 2024 and drawing renewed global interest in Singapore equities.The Business Times+ 1 At the same time, the macro backdrop is shifting: markets are bracing for the US Federal Reserve’s first rate cut of this cycle, Asian growth has surprised on the upside, and Singapore has rolled out a raft of equity-market reforms – from the S$5 billion Equity Market Development Program (EQDP) to an SGX–Nasdaq dual-listing bridge – that are
Best Singapore Stocks to Buy Now (December 2025): 8 SGX Picks for a Lower-Rate World

Best Singapore Stocks to Buy Now (December 2025): 8 SGX Picks for a Lower-Rate World

Singapore’s stock market is ending 2025 on a high note. The Straits Times Index (STI) closed at 4,520.40 on 8 December 2025, just a shade below its recent record of 4,575.91 and up about 19% over the past 12 months. Investing.com At the same time, bond yields and cash rates have been sliding. The 10‑year Singapore government bond yield has fallen from 2.86% at the start of 2025 to about 2.06% in late November, while six‑month T‑bill and fixed deposit rates are now under 1.5%. Beansprout That makes dividend‑paying stocks and REITs far more attractive versus cash. Globally, markets are
Gold-Silver Price Today, 6 December 2025: Silver Near ₹1.83 Lakh/kg, Rajasthan Gold Above ₹1.30 Lakh — Is It Time to Buy or Sell?

Gold-Silver Price Today, 6 December 2025: Silver Near ₹1.83 Lakh/kg, Rajasthan Gold Above ₹1.30 Lakh — Is It Time to Buy or Sell?

On Saturday, 6 December 2025, India’s bullion market is still buzzing after one of the sharpest precious‑metal rallies of the year. Wholesale silver prices are hovering around ₹1.83 lakh per kg, while standard 24-carat gold is trading close to ₹1.30 lakh per 10 grams at the all‑India level. Bullions+1 The surge has been led by an explosive move in silver: domestic benchmarks have nearly doubled in a year, mirroring global prices that recently hit a record above $57 per ounce on the back of supply tightness and expectations of interest‑rate cuts in the US. Moneycontrol+2Investopedia+2 Rajasthan has been at the
RBI Repo Rate Cut to 5.25% on December 5, 2025: Impact on EMIs, Growth, Inflation and Markets

RBI Repo Rate Cut to 5.25% on December 5, 2025: Impact on EMIs, Growth, Inflation and Markets

The Reserve Bank of India has cut the repo rate by 25 bps to 5.25% on December 5, 2025, extending this year’s aggressive easing cycle. Here’s what it means for borrowers, savers, markets and the interest‑rate outlook for 2026. Snapshot: What Happened in the December 5, 2025 RBI Policy? The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) has cut the repo rate by 25 basis points to 5.25% at its December 3–5 meeting. This takes total cuts in 2025 to 125 bps, the sharpest easing cycle since 2019.Reuters+1 Key highlights from today’s policy and related announcements: In short,
Mortgage Rates Today, December 5, 2025: Low‑6% Sweet Spot and What It Means for 2026

Mortgage Rates Today, December 5, 2025: Low‑6% Sweet Spot and What It Means for 2026

Mortgage rates are closing out the first week of December 2025 in a rare “sweet spot” for today’s market: solidly in the low‑6% range, trending slightly lower, and backed by growing evidence that 2026 could be modestly more affordable—but not a return to 3% money. If you’re wondering whether to buy now, refinance, or wait for lower rates, here’s what the latest data and forecasts are really saying. Current Mortgage Rates Today (December 5, 2025) Different surveys measure rates in different ways, but they all tell a similar story: U.S. mortgage rates have eased for a second week and are hovering in
EQ Bank to Buy PC Financial from Loblaw in $800 Million Deal – What It Means for EQB, Loblaw and PC Optimum Members

EQ Bank to Buy PC Financial from Loblaw in $800 Million Deal – What It Means for EQB, Loblaw and PC Optimum Members

TORONTO — December 5, 2025 EQB Inc., the parent of digital lender EQ Bank and Equitable Bank, has struck an approximately $800 million deal to acquire PC Financial from Loblaw Companies Limited, in a move that will reshape Canada’s retail banking and loyalty landscape and has already sent EQB’s stock sharply higher. EQB Investor Relations+2Global News+2 The transaction will see EQB become the exclusive financial partner of the PC Optimum loyalty program, while Loblaw walks away with a sizable minority stake in EQB and a significant capital release from its banking arm. EQB Investor Relations+2dmn.ca+2 Deal at a Glance: $800
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Stock Market Today

Meta stock faces an AI split: ad gains vs a $135 billion bill

Meta stock faces an AI split: ad gains vs a $135 billion bill

7 February 2026
Meta shares dropped 1.3% to $661.46 on Friday after the company projected 2026 capital spending of up to $135 billion, raising investor concerns over cash flow. Meta reported Q4 revenue of $59.89 billion, up 24% year-over-year, with ad impressions rising 18%. Analysts remain divided on whether AI-driven ad gains can offset the steep spending ramp.
IAG share price jumps toward a 52-week peak — what to watch before London reopens

IAG share price jumps toward a 52-week peak — what to watch before London reopens

7 February 2026
IAG shares rose 4.33% to 438.50 pence Friday, near their 52-week high, ahead of full-year results due later this month. The company reported 162,073,135 treasury shares and total voting rights of 4,565,128,012. Brent crude fell 2.2% Thursday to $67.93 a barrel. South Europe Ground Services logged 712,340 operations in 2025 and seeks approval to operate in Portugal.
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