Today: 28 June 2026
Browse Category

Retirement Planning 1 October 2025 - 10 November 2025

SCHD Today (Nov. 10, 2025): Price, Yield & Flows—How Schwab’s Dividend ETF Stacks Up vs. JEPI, DIVO & DIV for Retirement Income

SCHD Today (Nov. 10, 2025): Price, Yield & Flows—How Schwab’s Dividend ETF Stacks Up vs. JEPI, DIVO & DIV for Retirement Income

SCHD traded near $26.55 intraday on Nov. 10, up 0.79% over five days and 0.60% year-to-date, but saw about $122 million in net outflows for the week. TipRanks rates SCHD a Moderate Buy, with analysts’ price targets implying double-digit upside. The ETF charges a 0.06% expense ratio and tracks the Dow Jones U.S. Dividend 100 Index. Monthly-pay ETFs JEPI, DIV, and DIVO remain popular among income-focused investors.
OPM Retirement Backlog Soars to 34,587 in October 2025—Highest Since 2022 as Claims Surge; What Federal Retirees Should Do as Open Season Begins

OPM Retirement Backlog Soars to 34,587 in October 2025—Highest Since 2022 as Claims Surge; What Federal Retirees Should Do as Open Season Begins

The Office of Personnel Management received 20,344 new retirement applications in October, processed 8,751, and ended the month with 34,587 pending cases, the highest since 2022. Average processing time rose to 79 days. Analysts cite the Deferred Resignation Program and workforce cuts as key drivers. A 40-day government shutdown has further disrupted HR and payroll operations.
10 November 2025
Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

Gen X’s 2025 Retirement Wake‑Up Call (Nov. 10): New Reports Show a $467K Savings Gap—Here’s What to Do Now

Just 14% of Generation X feels prepared for retirement, with a typical savings gap of nearly $467,000 against a $1.07 million target, according to new surveys. Two-thirds of Gen X 401(k) participants have under $100,000 saved. Most do not expect to maintain their current standard of living in retirement. Average Gen X 401(k) balances reached $205,300 in Q2 2025, but many hold far less.
Historic “Silver Tsunami” Rocks Markets & Main Street – 70% Silver Rally Meets $10T Baby Boomer Exodus

Historic “Silver Tsunami” Rocks Markets & Main Street – 70% Silver Rally Meets $10T Baby Boomer Exodus

Spot silver traded near $48–49 per ounce in early October, its highest since 2011, after a 60–70% gain this year. Silver mining stocks such as Pan American Silver and First Majestic Silver have surged in tandem. Analysts forecast silver could hit $55–60 per ounce within months. Meanwhile, a wave of Baby Boomer retirements threatens millions of small businesses, with most owners lacking succession plans.
Social Security, SSI and Veterans Benefits to Climb 2.8% in 2026 — Can It Keep Up?

Social Security, SSI and Veterans Benefits to Climb 2.8% in 2026 — Can It Keep Up?

The Social Security Administration announced a 2.8% cost-of-living adjustment for 2026, raising average retiree checks by about $56 per month. Nearly 71 million Social Security recipients and 7.5 million SSI beneficiaries will see the increase, with higher SSI payments starting Dec. 31, 2025. Military and federal retirees will get similar boosts. Medicare Part B premiums are projected to rise to $206, offsetting much of the COLA gain.
28 October 2025
2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

The Social Security Administration set a 2.8% cost-of-living adjustment for 2026, raising average monthly benefits by about $56 for 75 million Americans starting in January. The standard Medicare Part B premium is projected to rise to $206, up $21 from 2025. VA disability and federal pensions will see similar increases. SSI recipients get a 2.8% boost effective Dec. 31, 2025.
26 October 2025
Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

Nine in ten U.S. workers plan to claim Social Security before age 70, despite warnings that waiting could increase lifetime payouts by about $182,000. Nearly 87% of non-retired Americans worry about having enough retirement income, and over half fear outliving their savings. The 2026 Social Security COLA is forecast at 2.6–2.8%, but rising Medicare and living costs will offset much of the increase.
Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

The Social Security Administration will announce the 2026 cost-of-living adjustment on Oct. 24, delayed by the recent government shutdown. Early estimates put the increase at 2.7%, or about $54 more per month for the average retiree. Rising Medicare Part B premiums and costs for essentials are expected to offset much of the gain. Senior groups argue the current COLA formula understates retirees’ expenses.
24 October 2025
Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Ninety percent of U.S. workers plan to claim Social Security before age 70, despite losing out on up to $182,000 in lifetime benefits, according to recent surveys. Credit card debt has reached $1.2 trillion at nearly 25% APR, while 58% of Americans say their retirement savings are behind. Over half admit to limited knowledge of Social Security rules. Retirees are shifting 401(k) contributions into bonds as markets hit record highs.
21 October 2025

Stock Market Today

  • Aristocrat Leisure Unveils A$1.12 Billion Buy-Back Balance Ahead of July Update
    June 28, 2026, 11:49 AM EDT. Aristocrat Leisure Ltd (ASX:ALL) has repurchased 24.56 million shares, spending A$1.38 billion of its A$2.5 billion buyback program, leaving around A$1.12 billion available. The stock closed at A$58.69 on June 26, up 8.2% for the week, outperforming the S&P/ASX 200 which fell 0.7%. Aristocrat's investor briefing and interim dividend payout of 50 cents per share are scheduled for July 1. With shares currently trading about 20% below their 52-week high of A$73.29, the remaining buyback funds could repurchase roughly 19.1 million shares, supporting the stock amid mixed market sentiment. Analyst consensus suggests modest upside with a 12-month average price target of A$63.34, highlighting cautious optimism ahead of forthcoming updates.

Latest articles

Amazon (NASDAQ:AMZN) trades after Prime Day jump, AWS in focus as basket sizes shrink

Amazon (NASDAQ:AMZN) trades after Prime Day jump, AWS in focus as basket sizes shrink

28 June 2026
Amazon closed Friday at $232.69, up 2.5% on massive volume, but still down 4.8% from June 18; Prime Day U.S. sales jumped 9.3% to $26.4 billion as average order size fell 10.6%, while AWS will raise AI compute prices by about 20% in July, spotlighting investor focus on whether higher AWS pricing can offset soaring AI infrastructure costs.
Ripple MiCA Approval Moves RLUSD, XRP (CRYPTO:XRP) Not Focus, in Europe Payments Push

Ripple MiCA Approval Moves RLUSD, XRP (CRYPTO:XRP) Not Focus, in Europe Payments Push

28 June 2026
Ripple’s preliminary Luxembourg crypto license could open regulated EU payments, but XRP traded near $1.05—still 71% below its 2025 high—as investors await proof that RLUSD stablecoin flows drive real demand on the XRP Ledger, not just Ripple’s private platform; RLUSD supply fell 9% in 30 days while XRPL stablecoin value rose 20%.
Plug Power (NASDAQ:PLUG) stock heads into June 30 cash deadline after shares fall five days

Plug Power (NASDAQ:PLUG) stock heads into June 30 cash deadline after shares fall five days

28 June 2026
Plug Power (PLUG) fell 1.17% to $2.54 Friday, capping a five-day, 10.9% slide as volume jumped above average, with investors eyeing a June 30 deadline to close a $132.5M–$142M asset sale to Stream Data Centers—a key liquidity event equal to up to 64% of unrestricted cash and nearly all Q1 operating cash use—amid a shortened trading week before the July 3 market holiday.
Go toTop