LSE:SDR 1 October 2025 - 30 April 2026

In short, most retirees are stuck in a cash crunch. They need the income now, even though postponing Social Security would boost their checks permanently housingwire.com cbsnews.com. A survey by Schroders found 37% say they’ll claim early simply to get money sooner, while 36% fear the program might run out housingwire.com. Deb Boyden warns that many Americans are anxious about solvency “and yet so few are willing to hold off” taking benefits housingwire.com cbsnews.com. In other words, fears of a social security crash and living paycheck-to-paycheck have outweighed the math: waiting longer could mean tens of thousands more dollars in your pocket over a lifetime.