Century Communities stock jumps 11% on mortgage-rate bet — what to watch before Monday
12 January 2026
2 mins read

Century Communities stock jumps 11% on mortgage-rate bet — what to watch before Monday

New York, Jan 11, 2026, 21:01 EST — Market closed.

  • Century Communities shares rose 10.7% in the last session, tracking a broad homebuilder rally.
  • Traders zeroed in on a planned $200 billion mortgage bond-buying push and its impact on borrowing costs.
  • Focus turns to Treasury auctions and inflation data this week, then the company’s earnings later in January.

Century Communities Inc shares were last up 10.7% at $68.33 on Friday, after swinging between $61.60 and $68.74 on the day. Volume totaled about 707,000 shares.

The jump came as housing-linked stocks rallied after President Donald Trump ordered $200 billion in mortgage bond purchases, with Federal Housing Finance Agency Director Bill Pulte saying Fannie Mae and Freddie Mac would execute the buying. Homebuilders Lennar, D.R. Horton and PulteGroup also climbed, and Annex Wealth Management’s Brian Jacobsen called the move potentially “self-defeating,” saying the bigger issue is “supply, not demand.” 1

That matters for Century Communities because it sells homes under the Century Communities and Century Complete brands and operates across 16 states and more than 45 markets in the United States. The company also pitches itself as a leader in online home sales, a channel that tends to skew toward rate-sensitive buyers shopping payment-by-payment. 2

Homebuilder stocks have been trading like interest-rate derivatives for months, and Friday’s action was a reminder: a policy headline can move the group in one shot.

Mortgage-backed securities are bonds built from pools of home loans. The “spread” traders talk about is the gap between mortgage rates and Treasury yields; narrowing it can mean lower rates for borrowers even if Treasury yields do not fall much.

Monday’s calendar is heavy on rate signals rather than big data, with U.S. Treasury auctions and several Federal Reserve speakers in view. A 10-year note auction and a 3-year note auction are both scheduled for 1:00 p.m. ET, according to an Investing.com schedule, and markets often read demand at those sales as a temperature check on yields. 3

The next hard macro print is Tuesday’s U.S. consumer price index report for December, due at 8:30 a.m. ET. For homebuilders, a hotter inflation number can quickly bleed into higher bond yields and mortgage rates, while a soft print can keep the rate narrative alive for another week. 4

For Century Communities specifically, investors will be looking for any sign that demand picked up as rates eased — orders, cancellations and how much the company had to give up in incentives to move homes. Gross margin, a measure of profit after the direct costs of building, will be a key line item if selling costs stay sticky.

But a policy-driven rally can unwind fast. If details on the bond purchases disappoint, or if inflation and yields push back up, builders can end up right where they started — facing the same affordability pinch and the same need to discount.

Century Communities is scheduled to report fourth-quarter and full-year 2025 results after the market closes on Jan. 28, with a conference call set for 5:00 p.m. ET. That report is the next company-specific catalyst for the stock. 5

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