Mortgage rates near 6% again: latest 30-year refinance numbers for Feb. 9, 2026
Average U.S. 30-year fixed mortgage rates hovered near 6.2% this week, with refinance rates slightly higher, according to Bankrate and Zillow. Demand for new loans remains muted as rates have not fallen below the key 6% threshold. High home prices continue to limit affordability, especially in major cities. Lenders report that refinancing is attractive mainly when borrowers can cut rates by a full percentage point.