State Bank of India (SBI) Stock: Rate-Cut Catalyst, Latest News, Analyst Targets and Outlook (Dec 13, 2025)
State Bank of India will cut key lending and deposit rates from December 15, 2025, following the Reserve Bank of India’s policy easing. The bank’s External Benchmark Linked Rate drops to 7.90% and its one-year MCLR to 8.70%. Deposit rates, including the “Amrit Vrishti” scheme, will also fall. Markets are watching for impacts on loan growth and profit margins.