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Interest Rates 4 January 2026 - 12 January 2026

JPMorgan stock drops as Trump pushes 10% credit-card rate cap, with earnings up next

JPMorgan stock drops as Trump pushes 10% credit-card rate cap, with earnings up next

New York, Jan 12, 2026, 11:32 a.m. EST — Regular session JPMorgan Chase & Co shares fell about 2% to $322.55 in morning trading on Monday after President Donald Trump called for a one-year cap that would limit credit card interest rates to 10%. “It would take an Act of Congress for such rate caps to be in place,” UBS Global analysts wrote, while Seaport Research analyst Bill Ryan said “affordability has become a top concern.”
12 January 2026
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NAB stock closes higher as Aussie spending data stirs rate-hike talk; RBA decision next

NAB stock closes higher as Aussie spending data stirs rate-hike talk; RBA decision next

SYDNEY, Jan 12, 2026, 17:40 AEDT — The market has closed for the day. Shares of National Australia Bank Ltd climbed on Monday following data that revealed Australian households continued spending through November, fueling speculation about interest rate moves. The stock finished up 1.46% at A$41.62, swinging between A$40.89 and A$41.87 during the session.
12 January 2026
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NAB shares slip into the weekend as traders brace for rates, data and the next update

NAB shares slip into the weekend as traders brace for rates, data and the next update

Sydney, Jan 11, 2026, 17:20 AEDT — Market closed National Australia Bank Ltd shares slipped to A$41.02 on Friday, down 0.2%, as Australia’s major banks all closed lower and the broader market barely budged. The S&P/ASX 200 dipped 0.03%, with ANZ down 0.6%, Westpac off 0.3%, and Commonwealth Bank edging down 0.1%. “There’s no clear directional bias” ahead of key U.S. jobs data, said Capital.com analyst Kyle Rodda. Meanwhile, AMP’s deputy chief economist Diana Mousina pointed to legal risks tied to U.S. tariffs as a near-term factor causing market swings.
11 January 2026
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Mortgage Refi Rates Hover Near 6.24% as 2026 Starts—Here’s What’s Driving the Numbers

Mortgage Refi Rates Hover Near 6.24% as 2026 Starts—Here’s What’s Driving the Numbers

U.S. mortgage refinance rates stayed in the mid-6% range early Tuesday, with the average 30-year fixed refinance rate at 6.24%, Zillow data showed. Jumbo refinance loans, which exceed conforming loan limits, averaged 7.29%, while FHA- and VA-backed refinancings averaged 5.75% and 5.62%, according to a Fortune review of Zillow data as of Jan. 5. Fortune The level matters because refinancing—replacing an existing home loan with a new one—has remained out of reach for many borrowers since rates jumped from pandemic-era lows. A sustained decline would lower monthly payments and could loosen a market constrained by owners reluctant to give up older, cheaper mortgages.
6 January 2026
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Mortgage rates dip below 6% to start 2026 — here’s what that means for refinancing

Mortgage rates dip below 6% to start 2026 — here’s what that means for refinancing

Zillow Home Loans on Monday put its 30-year fixed mortgage rate at 5.990%, nudging borrowing costs back under the 6% line as the U.S. housing market enters 2026. Zillow Why it matters now is simple arithmetic. Around this level, a few tenths of a percentage point can shift monthly payments enough to change who qualifies for a loan, especially for first-time buyers stretching on income.
5 January 2026
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Stock Market Today

  • LSE Opens Trading for New AIM Securities on July 2, 2026
    July 2, 2026, 4:22 AM EDT. The London Stock Exchange listed new securities on its AIM market on July 2, 2026, with the latest additions including 1,024,414 ordinary shares of BRCK Group PLC and 26,010,702 Caledonian Holdings PLC shares admitted under a block admission. Shares from CleanTech Lithium PLC, Galantas Gold Corporation, Microlise Group plc, and MicroSalt plc also joined the board. AIM serves small and growing companies looking for capital. Market Operations has more information.
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