HSBC Bank Today: New Chair, AI Ambitions and Asia Pivot Shape the 2026 Outlook (4 December 2025)
Key Takeaways 1. Who HSBC Is in December 2025 HSBC Holdings plc remains one of the world’s largest banking groups. As of 30 September 2025, the bank reported total assets of about US$3.23 trillion and serves customers in 57 countries and territories, with a particularly heavy tilt toward Asia despite its London headquarters. HSBC Management’s formal guidance is that, excluding exceptional items, the group aims to deliver a mid‑teens return on average tangible equity (RoTE) each year from 2025 to 2027, while keeping its core equity tier 1 (CET1) ratio within a 14–14.5% band and paying out around 50% of earnings as dividends in 2025. HSBC+1 That backdrop matters