NASDAQ:VIRT 29 January 2026 - 31 January 2026

July 2, 2026, 5:03 PM EDT. Financial advisors say maxing your 401(k) isn't always the right move if you're carrying high-interest credit card balances or similar debt. They recommend getting the employer match, but say putting extra cash toward debt and an emergency fund first can leave you better off in the short run and save on interest. Letting debt pile up while focusing only on retirement contributions can strain your finances and knock long-term plans off course.