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Retirement Planning News 24 November 2025 - 3 December 2025

Vanguard’s Grim 10‑Year Forecast Puts the 4% Retirement Rule at Risk — What Retirees Should Do Now

Vanguard’s Grim 10‑Year Forecast Puts the 4% Retirement Rule at Risk — What Retirees Should Do Now

Published: December 3, 2025 If you retired planning to “just follow the 4% rule,” today’s headlines should make you sit up. Vanguard’s latest capital markets outlook projects that U.S. stocks may return only about 2.8%–4.8% a year over the next decade, while high‑quality bonds are expected to earn around 4.3%–5.3% annually. PR Newswire+1 At the same time, a MarketWatch column published this morning warns that a “lost decade” of low stock returns could be devastating for retirees who keep withdrawing a fixed 4% a year regardless of market conditions. MarketWatch+1 Layer on the demographic reality: about 11,400 Americans are turning 65 every single day in 2025,
Canada 2026 Tax Brackets and CRA Changes: New Rates, CPP/EI, TFSA and RRSP Limits Explained

Canada 2026 Tax Brackets and CRA Changes: New Rates, CPP/EI, TFSA and RRSP Limits Explained

As of December 3, 2025, Canadians finally have a clear picture of what their 2026 tax year will look like. The Canada Revenue Agency (CRA) has published its 2026 indexation fact sheet, and Ottawa’s “middle‑class tax cut” is beginning to filter through the numbers.Canada+1 Since November 27, Jamie Golombek’s deep‑dive on the new CRA figures, CTV News’ explainer on how much you’ll be taxed in 2026, and a fresh Global News story on December 2 about changing federal tax brackets have all pushed these changes into the headlines.Jamie Golombek+2iask.ca+2 Here’s a detailed breakdown of what’s changing — and what it
Legal & General Group Plc (LGEN) Stock on 3 December 2025: High‑Yield FTSE 100 Giant Between Reform, Risk and Record PRT Deals

Legal & General Group Plc (LGEN) Stock on 3 December 2025: High‑Yield FTSE 100 Giant Between Reform, Risk and Record PRT Deals

Published: 3 December 2025 Legal & General Group Plc (LON: LGEN) is finishing 2025 as one of the most debated stocks in the FTSE 100: a near‑9% dividend yield, strong pension‑risk‑transfer (PRT) momentum, but also high leverage and a still‑unconvinced slice of the analyst community. As of the London close on 3 December 2025, Legal & General shares changed hands around 248p, within a 52‑week range of 206.8p to 266.2p and with a sell/buy quote of roughly 248.3p/248.5p. That leaves the stock mid‑range in its one‑year band and modestly up on the year, with a market capitalisation just under £14bn.
Fidelity Investments 2025: Stablecoin Tests, 401(k) Access Fight and What Comes Next for a $17.5 Trillion Giant

Fidelity Investments 2025: Stablecoin Tests, 401(k) Access Fight and What Comes Next for a $17.5 Trillion Giant

Updated: December 2, 2025 – This article reflects information available as of this date and may not capture later developments. Nothing here is individual investment advice. Key Takeaways 1. Where Fidelity Investments Stands in Late 2025 Fidelity Investments, still privately held by the Johnson family and employees, remains one of the world’s largest asset managers. As of its Q3 2025 business update, the firm reported: About Fidelity+2Fidelity Newsroom+2 The firm says it employs more than 78,000 people worldwide and has been privately held for 79 years. Fidelity Newsroom+1 A recent Financial Times profile underscored Fidelity’s unusually dominant role in U.S.
December 2025 Social Security Payments: Double SSI Checks, 2026 COLA Raise and All the Key Dates Retirees Must Know

December 2025 Social Security Payments: Double SSI Checks, 2026 COLA Raise and All the Key Dates Retirees Must Know

As of November 30, 2025, December is shaping up to be one of the most important months of the year for people who rely on Social Security and Supplemental Security Income (SSI). Here’s what’s happening, all at once: Below is a clear, news‑style breakdown you can actually plan around. December 2025 Social Security and SSI Payment Schedule The Social Security Administration (SSA) follows the same basic pattern every month: For December 2025, multiple outlets including NorthJersey/USA TODAY and The Economic Times have laid out the dates, which match SSA’s official calendar. North Jersey Media Group+2The Economic Times+2 The exact December 2025 dates SSI payments That means two
30 November 2025
UK State Pension Tax: Reeves Pledges No Income Tax for Pension-Only Retirees

UK State Pension Tax: Reeves Pledges No Income Tax for Pension-Only Retirees

On 29 November 2025, the UK government moved to calm pensioner anxiety after a tax-heavy Budget sparked fears that millions of retirees could soon face income tax bills purely because of the state pension. Chancellor Rachel Reeves has now pledged that people whose only income is the state pension will not pay income tax during this parliament, even once the full new state pension rises above the frozen personal allowance.The Guardian+1 The promise, reported across the BBC, The Guardian and The Telegraph, has been followed today by detailed analysis and criticism in publications including The Times and the Financial Times,
29 November 2025
As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

Published: November 27, 2025 Rising living costs are pushing many baby boomers back into the workforce just as a new generation is quietly turning retirement planning into a core life goal. Fresh surveys released this week — plus recent comments from Robinhood CEO Vlad Tenev — reveal a sharp generational divide: older Americans are struggling to stay retired, while Gen Z is opening retirement accounts in their teens and twenties and dreaming of quitting work years earlier than their parents. Fortune+2The Economic Times+2 At the same time, today’s research shows that governments and policymakers are moving the finish line: official
27 November 2025
US Pensions and Social Security Today (November 26, 2025): Final November Checks, 2026 Benefit Changes and Retirement Age Rules Explained

US Pensions and Social Security Today (November 26, 2025): Final November Checks, 2026 Benefit Changes and Retirement Age Rules Explained

On Wednesday, November 26, 2025, the last wave of November Social Security payments lands in U.S. bank accounts, just as major 2026 rule changes, new legislation in Congress, and fresh pension funding data reshape the retirement conversation across America. Congress.gov+4The Economic Times+4The Times of India+4 Here’s a clear look at what’s happening right now and what it means for your pension, Social Security check, and retirement age planning. Key takeaways for November 26, 2025 Final November Social Security checks land today Today’s payment is the third and final round of November 2025 Social Security checks. If your birthday falls between the 21st and 31st, your
26 November 2025
US Social Security News Today, November 26, 2025: Final November Checks, 2026 COLA Boost, and New Rule Changes

US Social Security News Today, November 26, 2025: Final November Checks, 2026 COLA Boost, and New Rule Changes

On November 26, 2025, the Social Security Administration completes November payments while beneficiaries brace for a 2.8% COLA in 2026, rising Medicare premiums, stricter overpayment rules, and the fallout from a shelved disability eligibility overhaul. Key points at a glance Final November Social Security payments hit accounts today The Social Security Administration (SSA) is wrapping up its November 2025 payment cycle today, Wednesday, November 26, with the final round of retirement, survivor, and disability benefits.AS USA+2The Economic Times+2 Who is getting paid today? Today’s payments go to: Earlier waves this month covered: The vast majority of payments now arrive via direct deposit
26 November 2025
CPP and OAS Payments Hit Bank Accounts Today: November 26, 2025 Dates, Eligibility, and December Benefit Schedule Explained

CPP and OAS Payments Hit Bank Accounts Today: November 26, 2025 Dates, Eligibility, and December Benefit Schedule Explained

November 26, 2025 – Canada Millions of Canadians who rely on the Canada Pension Plan (CPP) and Old Age Security (OAS) are seeing their November pension money land in their bank accounts today, Wednesday, November 26, 2025. According to the Government of Canada’s updated benefits calendar, both CPP and OAS payments are scheduled for this date, with one more round of deposits coming slightly earlier than usual in December. Canada+1 At the same time, families and low‑ to middle‑income households are gearing up for December’s final benefit and credit payments from the Canada Revenue Agency (CRA), including the Canada Child
26 November 2025
Global IRA Trends on November 26, 2025: Singapore’s Retirement Shift, Market Stability and 2026 Contribution Limits

Global IRA Trends on November 26, 2025: Singapore’s Retirement Shift, Market Stability and 2026 Contribution Limits

On November 26, 2025, a wave of coverage from outlets like Meyka, SSBCrack, El‑Balad and others shows a clear message: Individual/Investment Retirement Accounts (IRAs) are attracting more attention than ever, but their market impact remains surprisingly stable. At the same time, new 2026 contribution limits in the U.S. and structural changes in Singapore’s markets are reshaping how savers plan for retirement. IRS+3Meyka+3SSBCrack News+3 This article pulls together today’s key IRA‑related developments from Singapore, the U.S. and Australia, and explains what they mean for long‑term investors. Why IRAs Are in the Spotlight in Late 2025 Several forces are pushing IRAs and
Medicare 2026 Premiums Jump Nearly 10%: How Much of Your 2.8% Social Security COLA Will You Actually Keep?

Medicare 2026 Premiums Jump Nearly 10%: How Much of Your 2.8% Social Security COLA Will You Actually Keep?

As of today, November 24, 2025, the picture for retirees in 2026 is getting clearer — and more expensive. The Centers for Medicare & Medicaid Services (CMS) has confirmed that standard Medicare Part B premiums will rise nearly 10% next year, from $185.00 in 2025 to $202.90 in 2026, while the annual deductible will climb from $257 to $283. CMS+1 At the same time, the Social Security Administration has finalized a 2.8% cost-of-living adjustment (COLA) for 2026, lifting the average monthly retirement benefit from $2,015 to about $2,071 — a gain of roughly $56. Social Security+1 Put together, multiple analyses
24 November 2025

Stock Market Today

Kenvue stock price holds near $18 as Kimberly-Clark deal math tightens — what to watch next week

Kenvue stock price holds near $18 as Kimberly-Clark deal math tightens — what to watch next week

7 February 2026
Kenvue shares closed Friday at $18.13, up 0.33%, with about 63.5 million shares traded. The Kimberly-Clark offer values Kenvue at roughly $18.76 per share, leaving a deal spread of about 3%. Both companies’ shareholders approved the merger, which is expected to close in the second half of 2026 pending regulatory approvals. Kenvue’s dividend record date is Feb. 11, with earnings due Feb. 17.
IREN stock heads into Monday after 5% rebound as Microsoft AI financing stays in focus

IREN stock heads into Monday after 5% rebound as Microsoft AI financing stays in focus

7 February 2026
IREN shares closed up 5.1% at $41.83 Friday after reporting a $155.4 million quarterly loss and $184.7 million in revenue. The company announced $3.6 billion in GPU financing for its Microsoft contract, with $2.8 billion in cash as of Jan. 31. Bitcoin mining revenue fell, while AI cloud services rose. Traders await bitcoin’s weekend move and Monday’s market reaction.
Cadence Bank stock is stuck at $42.11 after Huntington deal — what CADE holders watch next week

Cadence Bank stock is stuck at $42.11 after Huntington deal — what CADE holders watch next week

7 February 2026
Cadence Bank shares have been delisted following Huntington Bancshares’ takeover, with each Cadence share converted into 2.475 Huntington shares. Huntington closed Friday at $19.27 and named Senthil Kumar as chief risk officer ahead of new regulatory requirements. The merger leaves Cadence as a brand under Huntington, with customer account conversions planned for mid-2026. Huntington executives will address investors at a UBS conference on Tuesday.
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