Retirement Planning News 1 October 2025

Historic “Silver Tsunami” Rocks Markets & Main Street – 70% Silver Rally Meets $10T Baby Boomer Exodus

In sum, two very different “silver tsunamis” are converging: one in markets, one in Main Street demographics. On the metals side, silver’s unprecedented rally has industry analysts scrambling. “Safe-haven demand, Fed rate cuts, and slack supply” have fueled the climb

30 October 2025

Social Security, SSI and Veterans Benefits to Climb 2.8% in 2026 — Can It Keep Up?

In mid‑October 2025 the Social Security Administration (SSA) officially announced a 2.8% cost-of-living adjustment (COLA) for 2026 blog.ssa.gov. This means nearly all retired, disabled and survivor Social Security recipients will see their monthly checks rise by 2.8% next year. “Social

28 October 2025

Cost of Living · Retirement Planning · Social Security · SSI · Veterans Benefits

2026 Social Security COLA Shocker: Benefits Up 2.8% (+$56), But Rising Costs Threaten the Gain

With markets near record highs (S&P 500 and Nasdaq hitting all-time peaks) and the 10‑year Treasury around 4.0% ts2.tech, retirees face a mixed picture: a modest benefit hike but also sharply rising expenses. Read on for the full breakdown. Official

26 October 2025

Cost of Living · Inflation · Personal Finance · Retirement Planning · Social Security

Retirement Alert: 90% of Americans Are Giving Up Big Social Security Checks (Act Now Before It’s Too Late!)

In short, most retirees are stuck in a cash crunch. They need the income now, even though postponing Social Security would boost their checks permanently housingwire.com cbsnews.com. A survey by Schroders (released Oct. 22, 2025) found 37% say they’ll claim

24 October 2025

Money Management · Personal Finance · Retirement Planning · Senior Living · Social Security

Social Security COLA 2026: The Raise EVERYONE Is Talking About — And Why It Might Fall Short

Why the COLA Announcement Was Delayed Normally the SSA announces the annual COLA in mid-October after the Bureau of Labor Statistics releases the September Consumer Price Index for Urban Wage Earners (CPI-W). The COLA is based on the rise in

24 October 2025

Cost of Living · Government Benefits · Personal Finance · Retirement Planning · Social Security

Retiring at 62? It Could Cost You $182K — and 90% of Americans Are Doing It Anyway

Recent studies reveal a retirement funding crisis. 90% of U.S. workers say they’ll claim Social Security before age 70, even though waiting boosts benefits by ~30% (an early claim can cost ~$182,000 in lifetime payments) cbsnews.com cbsnews.com. Financial guru Dave

21 October 2025

Early Retirement · Financial Advice · NYSE:O · NYSE:OKE · Personal Finance · Retirement Planning · Social Security

Generation X Money Meltdown: 95% Have Costly Regrets, 81% Fear Retirement Unaffordable

A Generation Wary of Retirement Recent studies paint a stark picture of Gen X’s finances. According to an Allianz Life consumer survey, 81% of Gen X worry they won’t be able to afford their desired retirement lifestyle due to higher

1 October 2025

Financial Regrets · Generation X · Money Management · Personal Finance · Retirement Planning · Stock Market

Retirement Planning News 1 October 2025 - 30 October 2025