Real Estate Stocks Outlook 2026: REITs, Homebuilders and Property Shares Enter a New Rate Regime After December’s Fed Cut
Published: December 25, 2025 Real estate stocks head into 2026 with an unusual mix of tailwinds and unresolved pressure points. On one hand, U.S. mortgage rates have drifted lower into year-end—Freddie Mac’s latest survey shows the average 30-year fixed mortgage rate at 6.18% as of December 24, 2025, down from 6.21% the prior week and 6.85% a year earlier. Freddie Mac On the other, the housing market remains affordability-constrained, and commercial real estate (CRE) fundamentals continue to diverge sharply by property type—making “real estate stocks” a sector where selectivity matters more than headlines. The macro backdrop is also shifting. The