Shocking VA Home Loan Secrets: Act Now to Unlock Record-Breaking Rates and Benefits
The VA loan program guarantees about 3.7 million home loans and saw a 45% surge in volume over 2024, with Gen Z veteran use up 38%. On July 30, 2025, a new law created a “partial claim” relief program for 70,000 delinquent VA borrowers. VA loans require no down payment or PMI, but most borrowers pay a one-time funding fee. As of Oct. 31, 2025, 30-year VA mortgage rates average 6.05%.