UPST Stock Rockets on AI Lending Growth – What’s Next?
Q3 2025 Results and Guidance Upstart’s Q3 earnings beat expectations, driven by its AI lending platform expansion. Transaction originations reached $2.9B (up 80% YoY) and 428K loans were originated (a +128% jump) Businesswire. Revenue hit $277M (+71% YoY) Businesswire, with fee income ~$259M (+54%). Crucially, Upstart swung to profitability: GAAP operating income was $23.7M (vs a $45.2M loss prior year),…