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Fintech News 9 January 2026 - 15 January 2026

SoFi stock slides as “Trump Accounts” match plan puts investing story back in focus

SoFi stock slides as “Trump Accounts” match plan puts investing story back in focus

SoFi Technologies shares fell 1.7% to $26.22 Thursday after announcing it will match the federal government’s $1,000 “Trump Accounts” contribution for eligible employees’ children. About 40.7 million shares traded as the stock ranged from $26.22 to $27.33. The move comes ahead of SoFi’s quarterly results due Jan. 30.
15 January 2026
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U.S. House fintech bills ignite fresh fight over BNPL and earned wage access safeguards

U.S. House fintech bills ignite fresh fight over BNPL and earned wage access safeguards

WASHINGTON, Jan 15, 2026, 02:03 EST U.S. House lawmakers weighing a slate of draft fintech measures put buy-now-pay-later and earned wage access under scrutiny this week, as consumer advocates and industry groups argued over what guardrails should look like. (Financial Services Committee) The push matters now because Washington is trying to catch up with products that have moved from side hustle to household tool, especially on the payment and short-term credit edge of the market. The American Fintech Council, a trade group for fintech firms and “innovative banks,” urged Congress to set a consistent, risk-based federal framework and to modernize
15 January 2026
SoFi stock slips as $1,000 ‘Trump Accounts’ match plan lands; focus turns to Jan. 30 earnings (SOFI)

SoFi stock slips as $1,000 ‘Trump Accounts’ match plan lands; focus turns to Jan. 30 earnings (SOFI)

New York, Jan 14, 2026, 20:06 (ET) — Market closed. Shares of SoFi Technologies Inc slipped 1.7% on Wednesday, ending the day at $26.67 after fluctuating between $25.93 and $27.13. About 40.8 million shares changed hands. In after-hours trading, the stock held steady following the 4 p.m. New York close. Earlier, SoFi announced it will match the government’s $1,000 seed contribution for eligible employees’ children under a new “Trump Accounts” program. CEO Anthony Noto added, “nothing is earlier than day one.” (SoFi Investors) This shift places SoFi squarely in a new, policy-driven segment of consumer finance just as investors grapple
15 January 2026
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Dave Inc stock tumbles 12% as Trump-backed swipe-fee bill puts fintech fees in focus

Dave Inc stock tumbles 12% as Trump-backed swipe-fee bill puts fintech fees in focus

New York, Jan 14, 2026, 15:32 EST — Regular session Shares of Dave Inc (DAVE.O) dropped 12.5% to $185.35 in afternoon trading Wednesday, after hitting a high of $212.40 earlier. The stock slipped $26.37 from Tuesday’s close, with roughly 765,000 shares changing hands. The slide follows Washington’s move to bring card fees back under scrutiny. On Tuesday, Senators Dick Durbin and Roger Marshall reintroduced the Credit Card Competition Act, with Durbin’s office confirming President Donald Trump’s support for the bill. For Dave, the politics hit a tangible line item. A quarterly filing reveals the company collects “interchange” fees from customers
14 January 2026
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Fiserv stock edges up as Clover lands CareCredit expansion — here’s what traders watch next

Fiserv stock edges up as Clover lands CareCredit expansion — here’s what traders watch next

New York, January 14, 2026, 15:08 EST — Regular session Fiserv shares edged up Wednesday afternoon, hitting $66.81, even as the S&P 500 ETF slipped roughly 0.8%. The move was modest, yet the situation remains fragile. Fiserv is working to regain trust after slashing its outlook and shaking up leadership in October, which sparked a record one-day plunge in its stock. Broader markets dragged lower again. Wall Street’s key indexes dropped for a second day while investors digested patchy results from major banks. “It’s not unusual to see a little bit of a pullback,” said Jake Johnston, deputy CIO at
14 January 2026
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Ingenico’s WalletConnect tie-up brings stablecoin payments to in-store checkout

Ingenico’s WalletConnect tie-up brings stablecoin payments to in-store checkout

New York, Jan 13, 2026, 14:41 (EST) Payments terminal provider Ingenico announced Tuesday a partnership with WalletConnect Pay, enabling shoppers to use stablecoins at checkout and bringing crypto-style payments to everyday retail. (ingenico.com) Stablecoins are digital tokens meant to maintain a stable value, typically pegged to a currency like the U.S. dollar. Until now, they’ve mostly stayed within crypto markets. Still, payments companies are pushing them as tools to speed up transfers and reduce costs, particularly for cross-border payments. The deal comes as payments and crypto players zero in on stablecoins as a payments “rail” — a back-end channel rather
13 January 2026
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Crypto ATM crackdowns are spreading — and Bitcoin Depot stock is in the frame

Crypto ATM crackdowns are spreading — and Bitcoin Depot stock is in the frame

NEW YORK, Jan 13, 2026, 05:23 EST Shares of Bitcoin Depot Inc rose roughly 4.6% to $1.37, even as the bitcoin ATM operator faces increasing regulatory pressure from U.S. cities and states cracking down on crypto kiosks amid a surge in fraud complaints. That’s key for operators since these machines — known as virtual currency kiosks — convert cash into crypto and transfer it to a digital wallet. Regulators say scammers often use this method to rush victims into paying. A recent PYMNTS report highlighted fresh local bans and stricter state limits, noting that warning labels and ID verification are
13 January 2026
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Dave Inc stock drops nearly 9% as fintech lenders slide; CPI test looms for DAVE

Dave Inc stock drops nearly 9% as fintech lenders slide; CPI test looms for DAVE

New York, Jan 12, 2026, 15:40 ET — Regular session Shares of Dave Inc (DAVE.O) dropped 8.8% to $218.29 in late-afternoon trading Monday, after earlier fluctuating between $212.10 and $247.74. The fintech’s stock had closed Friday at $239.35, with roughly 1.1 million shares changing hands by mid-afternoon, according to market data. The drop came as investors backed away from credit-sensitive stocks following U.S. President Donald Trump’s call for a one-year cap on credit card interest rates at 10%, starting Jan. 20. On the docket for Tuesday is the U.S. consumer price index (CPI), a crucial inflation measure that could shift
12 January 2026
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Tennessee crackdown hits Kalshi, Polymarket and Crypto.com sports contracts — Kalshi says it’s suing

Tennessee crackdown hits Kalshi, Polymarket and Crypto.com sports contracts — Kalshi says it’s suing

Nashville, January 12, 2026, 11:00 CST Tennessee’s sports betting regulator has ordered prediction market platforms Kalshi, Polymarket, and Crypto.com to halt offering sports event contracts to state residents. The companies received cease-and-desist letters demanding they stop operations immediately. (crypto.news) This shift is significant as sports-linked prediction markets have grown rapidly, muddying the waters between trading and gambling. States that regulate sportsbooks are now pushing to regulate these contracts similarly, aiming to curb their rise as a go-to method for “betting” on games. The platforms see this as a battle for territory. They insist these contracts qualify as financial products rather
12 January 2026
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Zip Co stock ends week up 4% as traders turn to Feb results and US growth

Zip Co stock ends week up 4% as traders turn to Feb results and US growth

Sydney, Jan 10, 2026, 17:40 AEDT — Market closed Zip Co shares finished the week higher, closing at A$3.56 on Friday, up 4.1% from the prior close. (Intelligent Investor) The move followed a bigger jump a day earlier, when the stock rose 7.2% even as no fresh company news surfaced in the session commentary. (Market Index) Why it matters now: the buy-now, pay-later lender is heading into its half-year results, due on Feb. 19, a scheduled update that has become the next hard date for investors in the name. (Zip) On Friday, Zip traded between A$3.425 and A$3.62, with about
10 January 2026
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Qfin Holdings (QFIN) stock slides as China fintech ADRs lag on tariff limbo, credit jitters

Qfin Holdings (QFIN) stock slides as China fintech ADRs lag on tariff limbo, credit jitters

NEW YORK, Jan 9, 2026, 13:43 EST — Regular session Qfin Holdings’ U.S.-listed shares slid on Friday, dropping about 4.5% to $17.32, even as the broader U.S. market pushed higher. The stock hit a session low of $17.21. Source The move matters because Qfin sits at the crossroads of two touchy stories right now: U.S.-China policy risk and the health of Chinese consumer credit. The company, formerly known as Qifu Technology, runs a credit-tech platform in China and trades in the U.S. as American depositary shares, a wrapper that lets overseas firms list on U.S. exchanges. Source Investors have been
9 January 2026
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Mastercard stock steady as Apple taps JPMorgan for Apple Card — and keeps MA as the network

Mastercard stock steady as Apple taps JPMorgan for Apple Card — and keeps MA as the network

New York, Jan 8, 2026, 19:42 EST — After-hours trading kicked off and was in progress. Mastercard Incorporated shares stayed flat in after-hours trading Thursday following Apple’s announcement that JPMorgan Chase will take over as the new issuer of the Apple Card, with Mastercard continuing as the payment network. Mastercard Americas president Linda Kirkpatrick said the company is “thrilled” to keep working with Apple and Chase on the card. Apple For Mastercard, the shift is really about keeping transactions flowing through its network, not shouldering loan risk. The issuing bank handles lending to cardholders and managing their balances. Meanwhile, Mastercard’s
9 January 2026
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Stock Market Today

Meta stock faces an AI split: ad gains vs a $135 billion bill

Meta stock faces an AI split: ad gains vs a $135 billion bill

7 February 2026
Meta shares dropped 1.3% to $661.46 on Friday after the company projected 2026 capital spending of up to $135 billion, raising investor concerns over cash flow. Meta reported Q4 revenue of $59.89 billion, up 24% year-over-year, with ad impressions rising 18%. Analysts remain divided on whether AI-driven ad gains can offset the steep spending ramp.
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