Browse Category

Personal Finance News 26 November 2025 - 28 November 2025

Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

Premium Bonds £1bn Boost: How NS&I’s New Budget 2025 Target Could Change Interest Rates for Savers

London – 28 November 2025 Premium Bonds savers have been handed rare good news in the wake of Rachel Reeves’s Autumn Budget: the government has quietly ordered National Savings & Investments (NS&I) to raise an extra £1 billion from the public this year, fuelling speculation that prize rates and savings interest could be pushed higher to hit the new target. NS&I Adviser+1 Today, regional and consumer outlets are splashing on a “£1 billion Premium Bonds change” that offers “real hope” for bondholders, while national titles report that the Treasury wants at least £1 billion more from savers via NS&I. GB News+2Telegraph+2 Here’s what has actually
Premium Bonds £1 Billion Boost: What NS&I’s New 2025–26 Funding Target Means for Your Savings

Premium Bonds £1 Billion Boost: What NS&I’s New 2025–26 Funding Target Means for Your Savings

Published: 28 November 2025 The Autumn Budget has handed Premium Bonds savers a rare bit of good news – or at least, genuine hope. Buried in the Budget 2025 documents is a technical but powerful change: National Savings & Investments (NS&I) has been told to raise an extra £1 billion from savers this year, taking its 2025–26 net financing target from £12 billion to £13 billion.GOV.UK+1 That £1 billion “change” is now rippling through the personal finance world. It’s already triggered higher interest rates on NS&I’s fixed‑term British Savings Bonds – and could put Premium Bonds prize rates in the
28 November 2025
Santander, Barclays, NatWest and Lloyds Customers Urged to Switch as Bank Deals Pay Up to £400 – Latest Deadlines on 28 November 2025

Santander, Barclays, NatWest and Lloyds Customers Urged to Switch as Bank Deals Pay Up to £400 – Latest Deadlines on 28 November 2025

UK bank customers with accounts at Santander, Barclays, NatWest, Lloyds and other high street names are being told, bluntly, that loyalty no longer pays – but switching might. As of Friday 28 November 2025, a flurry of bank account incentives worth up to £400 in cash (and as much as £900 in total rewards in some cases) is reshaping the current account market just weeks before Christmas. A blockbuster Barclays Premier £400 switch deal closed yesterday, but a crucial Barclays ISA bonus deadline falls today, while Santander has quietly sweetened its own offer with an extra £25 Amazon gift card
As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

As Baby Boomers “Un‑Retire,” Gen Z Races to Save: 2025 Data Reveals the New ‘Perfect’ Retirement Age

Published: November 27, 2025 Rising living costs are pushing many baby boomers back into the workforce just as a new generation is quietly turning retirement planning into a core life goal. Fresh surveys released this week — plus recent comments from Robinhood CEO Vlad Tenev — reveal a sharp generational divide: older Americans are struggling to stay retired, while Gen Z is opening retirement accounts in their teens and twenties and dreaming of quitting work years earlier than their parents. Fortune+2The Economic Times+2 At the same time, today’s research shows that governments and policymakers are moving the finish line: official
New York Inflation Refund Checks 2025: 8.2 Million Residents Get Up to $400 Ahead of Thanksgiving

New York Inflation Refund Checks 2025: 8.2 Million Residents Get Up to $400 Ahead of Thanksgiving

Published: November 27, 2025 ALBANY, N.Y. — Just in time for Thanksgiving and the start of the holiday shopping season, New York has finished the main phase of mailing its first‑ever inflation refund checks, with more than 8.2 million payments now on their way to residents across the state.Governor Kathy Hochul+2observertoday.com+2 The one‑time refunds, worth up to $400 per tax filer, are part of a $2.2 billion state program designed to return some of the extra sales tax revenue New York collected as prices surged over the last few years.Governor Kathy Hochul+2Governor Kathy Hochul+2 What Are New York’s Inflation Refund Checks? The Inflation
27 November 2025
St James’s Place Share Price Climbs Again After Autumn Budget: What the 2025 ISA Reforms Mean for STJ Today (27 November 2025)

St James’s Place Share Price Climbs Again After Autumn Budget: What the 2025 ISA Reforms Mean for STJ Today (27 November 2025)

St. James’s Place plc (SJP), the UK’s largest advice-led wealth manager, extended its post‑Budget rally on Thursday, with the STJ share price closing around 1,389p, up about 2% on the day.Hargreaves Lansdown+1 The move caps a powerful four‑day run for the FTSE 100 group, as investors digest the UK Autumn Budget 2025, which introduced ISA reforms, a stamp duty holiday for new London listings, and plans for “investing hubs” – all seen as broadly supportive for firms like SJP that sit at the centre of UK retail investing.voxmarkets.com+1 Key takeaways for 27 November 2025 Today’s market action: STJ extends its
Cash ISA Limit Slashed to £12,000 for Under‑65s in 2025 Budget – What It Means for Your Savings

Cash ISA Limit Slashed to £12,000 for Under‑65s in 2025 Budget – What It Means for Your Savings

From April 2027, working‑age savers will only be able to shelter £12,000 a year in cash ISAs, while pensioners keep the full £20,000 cash allowance. Here’s the full picture, the politics – and what you can do now. London, 27 November 2025 – Yesterday’s Autumn Budget from Chancellor Rachel Reeves confirmed one of the most closely watched changes in UK personal finance: a cut to the tax‑free cash ISA limit for under‑65s from £20,000 to £12,000 a year from April 2027. Those aged 65 and over will still be allowed to put the full £20,000 into cash. MoneySavingExpert.com+2Reuters+2 The overall
27 November 2025
Lloyds Banking Group (LLOY) News Today, 27 November 2025: First‑Time Buyer Boost, Renting vs Buying Shift and Share Price Update

Lloyds Banking Group (LLOY) News Today, 27 November 2025: First‑Time Buyer Boost, Renting vs Buying Shift and Share Price Update

London, 27 November 2025 — Lloyds Banking Group plc (LSE: LLOY) is firmly in the spotlight today as fresh research, policy-friendly political news and new lending commitments reshape the outlook for first‑time buyers and for the UK’s biggest retail bank. Below is a full rundown of everything material that has broken on or directly around 27 November 2025 about Lloyds — from affordability data and product changes to the latest on the LLOY share price. LLOY share price today: still riding the post‑Budget bank rally Lloyds shares extended their recent run higher today. That decision eased months of market anxiety
Mortgage Rates Today, November 26, 2025: 30‑Year Fixed Near 6% as Fed Cut Bets Grow

Mortgage Rates Today, November 26, 2025: 30‑Year Fixed Near 6% as Fed Cut Bets Grow

Mortgage rates are edging closer to a psychological milestone this week, with most national surveys showing 30‑year fixed mortgage rates hovering just above 6% on Wednesday, November 26, 2025. That’s a meaningful improvement from the 7%+ levels seen earlier this year, and it’s beginning to show up in stronger housing activity. At the same time, markets are increasingly betting on another Federal Reserve rate cut in December, even as officials send mixed signals. That combination—cooling inflation, softer economic data and lower bond yields—is helping to nudge mortgage rates lower heading into the holiday season.  Barron’s Below is a detailed look at where
UK Budget 2025: Income tax thresholds frozen, ISA limit cut and new levies in £26bn tax raid after OBR leak

UK Budget 2025: Income tax thresholds frozen, ISA limit cut and new levies in £26bn tax raid after OBR leak

LONDON – 26 November 2025 – Chancellor Rachel Reeves has unveiled a sweeping package of UK tax changes in the Autumn Budget, hours after an extraordinary blunder saw the Office for Budget Responsibility (OBR) publish key details early on its website. The leaked document confirms tax rises building to £26bn a year by 2029–30, pushing the UK tax burden to a record share of the economy. The Guardian+2The Standard+2 At the heart of today’s announcements are a freeze on income tax thresholds to 2030–31, a 2 percentage point hike in tax rates on dividends, property and savings income, a cut to the cash ISA allowance, and new
26 November 2025
Rachel Reeves’ 2025 Budget Today: Income Tax ‘Stealth Rise’, ISA Shake‑Up and Pension Fears – What 26 November Means for Your Money

Rachel Reeves’ 2025 Budget Today: Income Tax ‘Stealth Rise’, ISA Shake‑Up and Pension Fears – What 26 November Means for Your Money

Chancellor Rachel Reeves will today deliver her second Budget, setting out billions in tax rises and benefit changes that will touch almost every UK household. With a fiscal hole estimated at £20–30bn, high inflation and rising borrowing costs, this is shaping up to be one of the most consequential tax-and-spend statements in years. Sky News+2The Independent+2 Below is a rundown of what’s already confirmed, what’s widely expected later today (26 November 2025), and what financial advisers are most worried about – especially around pensions and tax‑free cash. When is the 2025 Budget and why does it matter? Rachel Reeves will
26 November 2025
Budget 2025: How Rachel Reeves’ Income Tax Threshold Freeze Could Hit Your Pay Packet by 2030

Budget 2025: How Rachel Reeves’ Income Tax Threshold Freeze Could Hit Your Pay Packet by 2030

As Rachel Reeves delivers her high‑stakes Autumn Budget 2025 today (26 November), one measure looms larger than almost any explicit “tax rise”: a plan to freeze income tax thresholds for longer – the classic “stealth tax” that lets inflation quietly do the work. The chancellor has already ruled out breaking Labour’s manifesto pledge not to raise the rates of income tax, VAT or employee National Insurance. But she is leaning heavily on threshold freezes and a raft of other targeted tax changes to plug a £20–30bn hole in the public finances.Sky News+2The Guardian+2 Here’s what we know so far today,
26 November 2025
1 6 7 8 9 10 12

Stock Market Today

Corning stock price hits record close — what’s driving GLW and the next big test

Corning stock price hits record close — what’s driving GLW and the next big test

7 February 2026
Corning shares jumped 8.3% to a record $122.16 Friday, gaining 11% over two sessions amid strong demand for AI infrastructure stocks. The move follows a $6 billion optical fiber deal with Meta and upgraded company forecasts. Shares traded as high as $122.56 and rose 0.6% after hours. COO Avery Nelson sold 1,894 shares for tax withholding, retaining 66,050.
PepsiCo stock: €2.5 billion bond deal lands as investors size up the price-cut gamble

PepsiCo stock: €2.5 billion bond deal lands as investors size up the price-cut gamble

7 February 2026
PepsiCo priced €2.5 billion in euro notes across four maturities, with settlement set for Feb. 11, according to an SEC filing. The company plans to use proceeds for general corporate purposes, including repaying commercial paper. Shares closed at $170.49 Friday, up 1.8%. PepsiCo is also cutting U.S. snack prices by up to 15% after consumer pushback.
Go toTop