RBI Repo Rate Cut to 5.25% on December 5, 2025: Impact on EMIs, Growth, Inflation and Markets
The Reserve Bank of India has cut the repo rate by 25 bps to 5.25% on December 5, 2025, extending this year’s aggressive easing cycle. Here’s what it means for borrowers, savers, markets and the interest‑rate outlook for 2026. Snapshot: What Happened in the December 5, 2025 RBI Policy? The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) has cut the repo rate by 25 basis points to 5.25% at its December 3–5 meeting. This takes total cuts in 2025 to 125 bps, the sharpest easing cycle since 2019.Reuters+1 Key highlights from today’s policy and related announcements: In short,