PayPal Holdings, Inc. Stock (PYPL) Rises After U.S. Bank Charter Bid: Today’s News, Forecasts, and Analyst Outlook (Dec. 16, 2025)
PayPal Holdings, Inc. (NASDAQ: PYPL) is in the spotlight on Tuesday, December 16, 2025, after the payments giant disclosed a major strategic move: it has submitted applications to create “PayPal Bank,” a proposed Utah-chartered industrial loan company (ILC) designed to expand lending—especially to small businesses—and to introduce interest-bearing savings products backed by FDIC insurance eligibility if regulators approve the plan. PayPal Newsroom+2The Washington Post+2 The bank charter push is landing in a market that’s already been debating PayPal’s longer-term growth story and turnaround trajectory—making today’s development a meaningful new catalyst for PYPL stock into 2026. PayPal stock price today: how