Mortgage Rates Today, December 5, 2025: Low‑6% Sweet Spot and What It Means for 2026
U.S. mortgage rates have dropped for a second straight week, with 30-year fixed loans averaging 6.19% according to Freddie Mac, down from 6.69% a year ago. Money.com and Forbes Advisor report similar averages near 6.36%. Rates for 15-year fixed mortgages are around 5.44%–5.75%. The dip follows softer payroll data and lower Treasury yields.