How to Start Investing in the U.S. Stock Market in 2025: A Step‑by‑Step Beginner Guide (Accounts, ETFs, Taxes, and Today’s Market News)
The U.S. stock market is ending 2025 on a headline-making note: the Federal Reserve cut interest rates again on December 10, lowering the federal funds target range to 3.5%–3.75%, and U.S. stocks jumped on the news. Federal Reserve+2Reuters+2 If you’re new and searching “how to start investing in the U.S. stock market,” this is the most important thing to know first: you don’t need perfect timing. You need a plan you can stick with through good months and ugly ones. Below is a detailed, practical guide to getting started—plus the latest market and regulation developments that beginners should understand before